Since I began reporting and writing about the payments industry in late 2007, I’ve come across what seems like an infinite number of products and services that either fall flat on their face shortly after launch, slowly gain traction over... Read More >

Credit unions, community banks and other small financial institutions increasingly are thinking outside the box as they search for ways to broaden their reach and increase the availability of their products and services to members and customers. At the center... Read More >

With the announcement that Chase has introduced a Prepaid Financial Services (GPR) product called Liquid, several financial analysts have predicted that this new competitor puts Green Dot and Netspend at risk. In Mercator Advisory Group’s opinion, this demonstrates a misunderstanding... Read More >

Two bills, one in the Connecticut Senate and one in the New Hampshire Senate, demonstrate how complex the regulations can be around payroll cards. Many states have legislation that regulates how employers can pay their workers. Most of the laws... Read More >

Brazilian consumers have a long history using prepaid cards. Two key factors drive prepaid card use in Brazil and other Latin American markets.First, the cost of using banking services in Brazil is expensive. The World Bank estimates the average cost... Read More >