Perspectives: Tristan Hugo-Webb
Is PayPal Really a “Frenemy”of the Banks?
by: Tristan Hugo-Webb, Mercator Advisory Group
5/22/2013
In the last 15 years, PayPal has enjoyed a meteoric rise and has gained an enormous consumer following worldwide. Consumers use PayPal for its trusted and reliable service in delivering secure online payments. But as PayPal has grown and moved... Read More >
Is UK Government Really Increasing Financial Services Competition?
by: Tristan Hugo-Webb
5/20/2013
The United Kingdom’s Chancellor of the Exchequer, a British cabinet member responsible for all economic and financial matters, earlier this year told JPMorgan Chase staff members at a company retreat the government wanted to introduce more competition in the market... Read More >
Electronic Identity Cards for Every European Citizen?
by: Tristan Hugo-Webb
5/8/2013
Speaking at the European Citizens' Initiative last month, European Commission Vice President Maroš Šefčovič said he believed that all European Union citizens will be required to carry electronic identity (eID) cards in the not too distant future. With the majority... Read More >
Are DDoS Attacks Changing?
by: Tristan Hugo-Webb
4/15/2013
In the past month, JPMorgan Chase, BB&T, American Express, TD Bank, and Wells Fargo suffered DDoS (distributed denial of service) attacks on their online banking portals. The attacks affected service only intermittently for a few hours, but signs are pointing... Read More >
What Happens to SEPA if Countries Leave the Eurozone?
by: Tristan Hugo-Webb
3/29/2013
While scenes of protesters battling police in Athens over international bailout conditions have died down on the news networks, the ultimate fate of the Greek, Italian, Spanish, Portuguese, and most recently Cypriot, memberships in the Eurozone is far from certain.... Read More >
As High Street Banks Falter, British Banking Alternatives Celebrate
by: Tristan Hugo-Webb
3/19/2013
Even though NatWest could be excused for a one time technical glitch, this most recent crash is just another chapter in a series of problems plaguing major traditional British banks. In June 2012, NatWest faced similar technology issues related to... Read More >
Does Language Affect Consumers' Saving Habits?
by: Tristan Hugo-Webb
3/11/2013
Consumers worldwide living in different types of societies behave differently about saving, with some cultures more inclined to save money than others. In a new research paper, Professor Keith Chen of Yale University suggests language may have important implications on... Read More >
Canada Bids Adieu to the Penny
by: Tristan Hugo-Webb
2/28/2013
Canada stopped minting the penny in May 2012, which was the beginning of the end for the one cent coins that have been in circulation for over 150 year. But in early February, the Canadian mint abruptly stopped distributing pennies.... Read More >
Boosting E-Commerce in Africa through Mobile Payments
by: Tristan Hugo-Webb
2/20/2013
PayGate, a South African payment solutions provider, stated in a recent announcement it was launching a new product that would enable customers in Kenya and Tanzania to pay for online products through the popular mobile payment service M Pesa. Though... Read More >
Using DNA and a Coin to Improve Bank Account Penetration in Developing Countries
by: Tristan Hugo-Webb
2/7/2013
While many citizens in developed countries have access to bank accounts and other financial services, populations in many fast growing developing economies have yet to migrate in large numbers to traditional banks. For example in Indonesia, the world’s fourth largest... Read More >
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