Perspectives: International
Comparing American and British Consumer Mobile Banking Habits
by: Tristan Hugo-Webb, Mercator Advisory Group
6/4/2013
In late May, United Kingdom payment network operator VocaLink released survey results from British consumers about mobile banking and payments use. The results reinforced the trend mobile payments are gaining traction with consumers as 50 percent of respondents stated they... Read More >
Is PayPal Really a “Frenemy”of the Banks?
by: Tristan Hugo-Webb
5/22/2013
In the last 15 years, PayPal has enjoyed a meteoric rise and has gained an enormous consumer following worldwide. Consumers use PayPal for its trusted and reliable service in delivering secure online payments. But as PayPal has grown and moved... Read More >
Is UK Government Really Increasing Financial Services Competition?
by: Tristan Hugo-Webb
5/20/2013
The United Kingdom’s Chancellor of the Exchequer, a British cabinet member responsible for all economic and financial matters, earlier this year told JPMorgan Chase staff members at a company retreat the government wanted to introduce more competition in the market... Read More >
Electronic Identity Cards for Every European Citizen?
by: Tristan Hugo-Webb
5/8/2013
Speaking at the European Citizens' Initiative last month, European Commission Vice President Maroš Šefčovič said he believed that all European Union citizens will be required to carry electronic identity (eID) cards in the not too distant future. With the majority... Read More >
Euronet Raises the Bar in the Global Prepaid Market
by: Terry Xie, Mercator Advisory Group
4/25/2013
Prepaid markets worldwide have expanded quickly the past decade, often surpassing credit and debit card growth. Prepaid represents tremendous opportunities, which is a highlight during today’s economic slowdown. But for the most part, the global prepaid market is fragmented with... Read More >
What is Bitcoin Really Up To?
by: Ben Jackson, Mercator Advisory Group
4/18/2013
The payments industry, government agencies, and the media have all been intrigued by bitcoin because it purports to be a digital currency that enables anonymous transactions. Leaving aside the issues of whether anonymity is truly achievable online and the potential... Read More >
MasterCard Teams With China’s Largest E-commerce Giant
by: Terry Xie, Mercator Advisory Group
4/1/2013
MasterCard last week signed a memorandum of understanding with Alibaba Group, the largest B2B and C2C e business in China. The objective of the agreement is to enhance the e commerce environment to benefit consumers and small businesses within and... Read More >
ATMs Continue to Gain Prominence Worldwide
by: Ed OBrien, Mercator Advisory Group
3/29/2013
As financial institutions continue to seek ways to replace lost revenues and increase overall efficiencies, and their customers and members look for increased control over their financial lives, both camps are rediscovering ATMs (and other self service and assisted service... Read More >
CPI Global Summit Highlights “3G” Themes: Growth, Globalization and Governance
by: Patricia McGinnis, Mercator Advisory Group
3/28/2013
Commercial Payments International (CPI) held their annual Global Summit of commercial card and commercial payment providers in New York City last week. It continues to be a relatively high level event, with speakers that focus on the strategic issues affecting... Read More >
As High Street Banks Falter, British Banking Alternatives Celebrate
by: Tristan Hugo-Webb, Mercator Advisory Group
3/19/2013
Even though NatWest could be excused for a one time technical glitch, this most recent crash is just another chapter in a series of problems plaguing major traditional British banks. In June 2012, NatWest faced similar technology issues related to... Read More >
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