Buyer's Guide:

Prime Factors’ Bank Card Security System (BCSS) is used world-wide by leading secure card issuers to reduce software development and operational costs. BCSS is the cost-effective alternative to the software development required to build key management from scratch and replicate compliance requirements for the generation and authorization of security codes and PINs.

BCSS lets issuers focus on the systems that give them a competitive advantage. It eliminates time-consuming tasks such as learning new technologies and developing software systems that meet logical security requirements established by the network brands - Visa, MasterCard, American Express, Discover and JCB.

Customers rely on BCSS to keep them current with the latest logical security mandates from the network brands such as the use of hardware cryptography for key management. BCSS also gives customers a migration path to EMV. BCSS simplifies key management by making it easier to securely generate, load, store, distribute and delete cryptographic keys. BCSS key management incorporates hardware cryptography for secure operations such as encrypting keys that are then stored in a BCSS key vault.

BCSS was designed to be incorporated into your card issuing platform, allowing you to select the functionality you need to meet the network brands' requirements for logical security. Customers give BCSS high marks for performance and reliability. They have used BCSS to create and verify billions of security codes and PINs in accordance with standards established by the network payment card brands.