Library

The Library allows companies and professionals to download and share content including whitepapers, PowerPoints, case studies, executive summaries, and video links.
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Businesses processing credit and debit payments can help protect themselves against new and evolving fraud threats by implementing EMV chip technology, tokenization and encryption security technologies in conjunction. - Smart Card Alliance

This Mercator Advisory Group research brief looks at the intersection of loyalty, mobile, and payments. Examining the examples of Starbucks and others, we pinpoint elements of successful loyalty program design and identify some of the new technological tools that merchants can use to build a seamless omnichannel experience.

Digital currencies represent both innovations in payment systems and a new form of currency. This article examines the economics of digital currencies and presents an initial
assessment of the risks that they may, in time, pose to the Bank of England’s objectives for monetary and financial stability.
 

PCI Security Standards currently contain a number of requirements and recommendations to guard against skimming. Paper by PCI Security Standards Council
Most banks are at a crossroads with their ATM strategies. While some maintain ATMs as deposit takers and cash dispensers, many others are investing in the channel so it plays a broader role in their branch transformation and self-service initiatives. By INETCO
This Federal Reserve study looks at GPR usage including the discovery of a “power user” segment of the market composed of young and mid- to upper-income consumers who own and use GPR cards at rates well above the market average.

'Person-to-Person Payments: An Update' explores the innovation and changes that have occurred in the P2P space and the opportunities that exist.  This special whitepaper is published by Mercator Advisory Group and sponsored by Discover Financial Services. 

The 2013 Federal Reserve Payments Study Recent and Long-Term Payment Trends in the United States: 2003 – 2012 Summary Report and Initial Data Release Research Sponsored by the Federal Reserve System Revised July 2014 (Original Release Date: December 2013) Copyright 2014, Federal Reserve System 2013 Federal Reserve Paym

The BBA is the UK’s leading association for the banking sector, presents a paper on current banking trends with an emphasis on mobile banking. 

 

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