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The Library allows companies and professionals to download and share content including whitepapers, PowerPoints, case studies, executive summaries, and video links.
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A Congressional Research Group provides an overview of identity theft, trends and issues.
Ericsson ConsumerLab has identified some of the most important consumer trends for 2014 and beyond.The trends include apps that will change society, your body being your password, and video consumption being driven by friends.
The Pew Charitable Trusts released recommendations for better disclosure associated with general-purpose reloadable prepaid debit cards.
The most recent report from the European Central Bank reveals card-not-present fraud increased in SEPA countries.
The present report, “Consumers Continue to Load Up on Prepaid Cards,” updates “Loaded with Uncertainty,” examining disclosures and fee structures of 66 GPR prepaid cards, looking at new trends in the marketplace since our last report, and detailing what services and protections are afforded consumers who use these cards.
The industry has devised a variety of means by which to authenticate CNP transactions, and this white paper is a primer on the topic. The data and concepts described draw largely on the original work of others. The paper summarizes recent trends in e-commerce and various types of fraud.
This paper from Delego reviews PCI-DSS compliance through questions about its six goals and twelve requirements. It has been written as a summary appropriate for board oversight and executive level responses to the questions of corporate directors.
The Postal Service is well positioned to provide non-bank financial services to those whose needs are not being met by the traditional financial sector. It could accomplish this largely by partnering with banks, who also could lend expertise as the Postal Service structures new offerings.

2014 NACHA — The Electronic Payments Association. All rights reserved. No part of this material may be used without the prior written permission of NACHA. Content from sources other than NACHA is used with permission and requires the separate consent of those sources for use by others. This material is not intended to

Mobile phones are becoming preferred smart payment devices. 87% of the world owns a mobile phone and according to Gartner Research estimates, sales of smartphones will continue to grow by 75% each year. In 2009, 4.7 Billion people owned a mobile phone; by the end of 2011, this number had reached 6 Billion, an increase of 1.3 Billion subscriptions in only 2 years. This Payvision whitepaper examines the current landscape.
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