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The Movement Toward Safer and Faster ATM Withdrawal Options
SFS Bank recently announced the release of WSFS Mobile Cash, an alternative to...
Could You Live on $64 a Day If Greece’s Crisis Happened Here?
The Greek economy is grinding to a halt and with the capital controls in...
Time Magazine Encourages Safe & Reliable Money for the World
Bhagwan Chowdhry’s article in Time Magazine identifies the shortcomings...
Americans Recognize the Need for Savings But Don’t Plan to Save in 2015
A survey of 2,000 Americans sponsored by Capital Bank found that while people...
Crowdfunding May Offer Ownership Opportunities
People who support companies with on crowd funding sites typically get...
As Cash Becomes Quaint, Are ATMs On Path To Obsolescence?
Before the advent of the internet, the greatest gain in customer...
Danish Government Allows Retailers to Refuse Cash Payments
In an effort to accelerate the migration to the cashless society, the...
Cash Is Here To Stay Despite The Rise Of Bitcoin, Venmo, And Apple Pay
Those of us actively participating in the next evolution of payments...
UK Cash and Check Use Falling Sharply Says Halifax Bank
One of the UK’s leading retail banks, Halifax has announced that through...
Cash Remains King with UK Donations
The annual Halifax Giving Monitor review has found that cash still remains the...
Cash is Obsolete According to ZenBanx Founder
Arkaid Kuhlman, the founder of the Internet bank ING Direct has gone mobile...
Free Whitepaper: Converging Trends Making 2015 a Year to Remember in Payments and Banking
2014 was far from a sleepy year in the payments industry, but it was just a...
NRF’s Big Picture: Key Payments Takeaways
In order to understand the future of payments executives look towards trends...
Mercator Advisory Group Offers Complimentary 2015 Payments and Banking Outlooks
Mercator Advisory Group has released a series of Viewpoints that provide...
First Data Study Finds Gift Cards Popular, and Virtual Cards Are Growing
Shoppers say they plan to keep buying gift cards in 2013, and more of those...
Free Analyst Roundtable - EMV and Apple Pay Shake Up U.S. Card Issuing
Date and time Tuesday, October 28, 2014 1 00 pm Eastern Daylight Time (New...
BitCoin Evangelist Predicts Cash Will Be Killed By Apple and Digital Money
Another day, another article about the death of cash. This time Ilya...
Webinar - Surviving Disruptive Payments Innovation: (We’re not talking about Bitcoin)
Continuing to be on the forefront of payments industry research, Mercator...
Prepaid Card Use Up in August, First Data Reports
First Data’s SpendTrend data for August showed some relatively hopeful...
Surviving Disruptive Payments Innovation: What You Need to Know (We’re not talking about Bitcoin) - Webinar
Continuing to be on the forefront of payments industry research, Mercator...
And Yet Another Prediction That Cash Is Dead or Dying
An article in ATM Marketplace, spurred on by a Javelin report, actually has a...
Cash is Still King
While only 30 percent of Americans say that they prefer to buy things with...
Pa. Credit Union Lets Members Access Accounts with a Fingerprint
Service 1st Federal Credit Union in Pennsylvania now allows members to use...
Transport for London Makes Capital's Buses Cash-Free
You can no longer buy a bus ticket in London with cash. In order to ride on...
One Third of US Mobile Banking Users Log in at Least Once a Day
In "Trends in Consumer Mobility Report" published by Bank of America, changes...
Allpoint Network to Accept Check, Cash Deposits
Cardtronics, Inc. the world's largest retail ATM owner, announced its Allpoint...
KCB Launches Prepaid Card to Enhance Cashless Transactions
Within developing countries, where unbanked rates can be significantly higher...
Prepaid, Cash Are Key Budgeting Tools
Financial institutions can use cash or prepaid cards to help their customers...
Contradictory Cash Reports Emerge in UK
In the past week, statistics from the UK Cards Association (http...
3 Essential Ingredients for the Modern Banking Website
It takes the right tech, the right messaging and the right UX to create a...
No Payments Journal on Memorial Day
Payments Journal will not be publishing on Memorial Day, May 26. We will...
Two-Thirds of U.S. Consumers Carry $50 or Less Daily
Two thirds of consumers carry $50 or less on a regular basis according to the...
Fed Study Finds Cash Is Still King, This Article Explains Why
According to the Federal Reserve’s Diary of Consumer Payment Choice, cash...
Free Webinar - Analyst Roundtable: Payments and Banking 2014 the Disruption and Opportunity Factor
Mercator Advisory Group will host a free, hour long webinar Tuesday, May...
Mobile Banking Lifts Bank of America
Bank of America is seeing progress on the mobile banking front. On Wednesday,...
The Durbin Amendment, Innovation Catapult?
Jim Hughes, director at BAI Research, posits that the Durbin Amendment, while...
Banks Add Mobile Money Management to Attract Millennials
According to a today’s article in American Banker, U.S. banks are...
Alpine Bank Kits Out New Branch Model With Diebold Tech
Advanced self service terminals, collaborative work areas and...
London Buses to Officially Go Cashless July 6
The transportation agency for London (Transport for London or TfL) has...
The Technological Imperative: Why Banks Need to Keep Up with Changing Consumer Demands
We live in a digital world where customers think less and less about the...
Less than 1% of European ATMs upgraded ahead of Windows XP deadline
New research from London based, RBR suggests that just 0.7% of all ATMs...
Modern Banking Is a Global Enterprise(5)
The banker that James Stewart memorialized in "It's a Wonderful...
Millennials aren’t abandoning brick-and-mortar banks
A Bankrate.com survey released today found that millenials are not abandoning...
UK Switching to Plastic Banknotes in 2016
The Bank of England officially confirmed the country is switching to plastic...
Sainsbury’s Bank Estimates UK Cash Withdrawals to Increase in December
Sainsbury’s Bank, the banking arm of the popular United Kingdom supermarket...
UK Payments Council Predicts Better Holiday Season for Retailers
The UK Payments Council has announced it expects UK retailers to enjoy a more...
Prepaid Debit Cash Withdrawals Help Cardtronics in Third Quarter
Cardtronics in the third quarter saw 16% of cash withdrawals from the ATMs it...
Canadian Financial Advisor Campaigns Against Credit Fees and Debt
A supposed financial advisory guru is urging Canadian consumers to use cash or...
Consumers' Cash and Plastic Preferences Vary in Separate Surveys
Consumers prefer using cash and checks for person to person payments, but...
UK Firm Estimates 3.7 Million ATMs Worldwide in 2018
London based strategic research and consulting firm RBR estimates the...
Capgemini and RBS Release 2013 World Payments Report
Global non cash transactions continued to enjoy robust growth in 2012, up 8.5...
Money Isn’t Free – Cost of Cash in the U.S. Study Released
The Fletcher School at Tufts University has been studying cash use patterns...
Bank of England Considering Plastic Cash
The Bank of England has announced it would begin a discussion with the public...
MoneyGram Enables Cash-out PayPal Option, Cash-in to Follow
PayPal has partnered with MoneyGram to better serve the low and moderate...
Cardtronics Acquires Cardpoint to Strengthen European Operations
ATM operator Cardtronics announced it will acquire United Kingdom based...
Kmart Builds Cash Bridge to Financially Underserved Online Shoppers
More retailers are expanding their payment strategies to include in store cash...
Discover Adds Allpoint Network
From an Allpoint press release Allpoint Network today announced that it has...
Mobile and ATMs Headed for a Collision
From Mobile Payments Today For every new technology there are always observers...
Dutch Central Bank Stresses Importance of Cash
The De Nederlandsche Bank (the Netherlands’ central bank) announced in a...
ATM Innovation Should Keep Channel Relevant Going Forward
From an ATMIA press release ATMIA today announced the publication of the...
UK Payments Council Differs With BRC on Consumer Cash Use
The Payments Council in the United Kingdom released a report Monday that...
InComm Launches Product to Let Retailers Offer Bill Payments
While InComm is most well known for being a prepaid card distributor, the...
UK Cash Use Down 10% in 2012
British consumers used cash 10 percent less in 2012 while debit cards and...
Africa Makes Leap in Cross-Border Mobile Payments
5 Fintech Fears That Are Pure Myth
Cardless Cash ATMs aim to Reduce Fraud
Small banks Level the Field With Surcharge-free ATM Network
Since you asked: Apple Pay, cash and the Woody Allen question
Credit, Debit or Other? Check Out the Best Way to Check Out
Fed up Filing Expense Reports, Many Pay Out of Pocket
UK Banks Seek to Zapp Apple With Digital Payment Services
Like it or not, Greece is a Domino That Will Have Ripple Effects Throughout the Rest of the World
Forget Self-Driving Cars, Get Ready for Self-BankingCars
We Still Don’t Have Safe and Reliable Money
Bank Unveils ATM That no Longer Requires Debit Card
India, Where Cash Is King, Poised For Mobile-Payments Revolution As Internet Giants Alibaba, Amazon Move In
As Cash Becomes Quaint, are ATMs on Path to Obsolescence?
HK's ATM Giant Jetco Preps Mobile Move
How Fintech Can Disrupt Africa’s Cash-Based Economy
The Battle for Mobile Cash: An Interview with Bill Barhydt, CEO of GoAbra
TD Bank Brands ATMs in Walgreens Pharmacies
With Wells Fargo's Next-Generation ATM at Eppley Airfield, you can get Cash — and Apply for a Loan
At Some Small Merchants, PayPal Takes Toll on Cash Flow
Up to $2 Million Available in NCUA’s Second 2015 Grant Round
Wincor Nixdorf: Bawag PSK Becomes the First Bank in Europe to Introduce Cash Withdrawals at ATMs in all its Branches-Without a Card
Exclusive: Bitcoin Company Circle Raising New Cash
WEX: Growing Cash Machine With No Signs Of Stopping
Cash Is Here To Stay Despite The Rise Of Bitcoin, Venmo, And Apple Pay
European Central Bank Squeezes Greek Banks, Tightening Access to Loans
Bringing Cash & Card Payments to the Next Level
Some Banks Are Working With Marijuana Businesses, But They Remain Wary
Cash spending continues to shrink as debit card payments now account for nearly £30 of every £100 spent
MoneyGram Signs New Agreement With Haggen, Inc.
Shoppers ditch cash as mobile payments rise
Tacos are on credit as street vendors in Mexico use apps
Bank of Canada urges ‘Star Trek’ fans to stop ‘Spocking’ their fivers
Card payment problem causes many businesses to only accept cash
Experian: Mobile Payments Over Cards In Five Years
Global Bitcoin Payroll for US Employers Introduced by Bitwage
China’s yuan becomes world’s fifth most used payment currency
Trends in the payments industry for 2015: Mobile, biometrics and E-money
Intuit Buys ZeroPaper, Its First Acquisition In Brazil
Walmart offering cash pickup option for tax refunds
Payments Business Will Bypass Banks, Says Adyen Boss
Block Chain 2.0: The Renaissance of Money
Cash Is for Losers!
Published Study: Two-Thirds of Holiday Shoppers Using Cash This Season
Heartland retailers welcome coin payments
Millennials want to save, many can't
PayPal Offers Cash Option in Russia
From “cash only” to NFC-ready, how we buy determines what we buy
1-In-4 Americans Turn To Payday Loans & Other High-Cost Financial Products
This Is How Walmart Can Win Its War With Apple
Payments should be about choice
Apple Pay And Digital Currency Mean Time Is Running Out For Physical Cash
MasterCard aims to replace cash with e-payments
Kmart Launches Layaway Program With Clever Ad
Prepared Remarks of CFPB Director Richard Cordray at the Consumer Advisory Board Meeting :CFPB
Studies Reveal Consumers Still Clinging to Cash and Branches: The Financial Brand
Square Releases Update to Cash App: Instantly Text or Email For Free: Square Up
Prosegur, Glory Team Up to Implement Full-Cycle Cash Management Solution: ATM Marketplace
Safaricom Ordered to Open M-Pesa Platform: KBC
Why the Use of Cash Won't Die: Bank Rate
PayPal Signs 'Ten of Thousands' Customers in Nigerian Launch: Reuters
Access Prepaid Worldwide Launch New Cash Passport Prepaid Card for Young Ttavellers; Payment Eye
Dutch Banks Respond to Reported Theft of MH17 Crash Victims' Credit Cards: The Moscow Times
Cash, Cards Still Rule the Roost, but Alternative Payments Are Catching Up, Says Report :Paynent Eye
Ajay Banga WSJ OpEd: Cash Will Be King? Not Even Close: Wall Street Journal
How ACH Works: A Developer Perspective - Part 3: Zen Payroll
Wells Fargo's Jim Smith Sets Up a Big Data Lab: Information Management
Safaricom Opens M-Pesa to its Rivals: Mobile World Live
Barclays Ditches Branch Cashiers for 'Community Bankers' : Finextra
Cash, Cards Still Rule the Roost, but Alternative Payments Are Catching Up, Says Report: Payment Eye
Flagship Merchant Services Teams With Biz2Credit on SMB Financing: Greensheet
Why a Guy Making $100,000 a Year Can’t Get a Bank Account: Washington Post
Allpoint Network to Accept Check, Cash Deposits: Cardtronics
Lloyds, RBS Customers Allowed to Withdraw Money From Any Cash Machine After Banks' U-turn: This is Money
Ditch Legal Tender to Unleash Bitcoin - Think Tank: American Banker
Thinktank: UK Should Privatize the Pound , Embrace Cryptocurrency: Coin Desk
Cloud Payables Solution to Be Launched by Spendvision in Australia: CPI
Why The US Dollar Will Eventually Stop Being The World's Reserve Currency: Business Insider
Are Cash, Prepaid Cards the Secret to Helping Consumers Budget?
For Marketers, Every Day Should Be Hug Your Cat Day: DMNEWS
Sign Up for Omni-Integration Webinar by Vantiv
Ukash Extends Partnership With beCharge: Payment Eye
Israel Aims to Restrict Use of Cash to Fight Money Laundering: Reuters
The Rise of the Universal Banker: American Banker
Aggressive Accounting and Secular Decline in ATM Market May Not Bode Well for Cardtronics: Minyanville
Evolution of Luxury: New Affluent Seek Rich Experiences over Material Wealth: MasterCard
Achieving Impact Through Financial Inclusion – Reaching the unbanked in East Asia?
Indonesian Banks Target Islanders With Floating ATMs: Finexta
School Branches, Classroom Financial Education Show Results: Credit Union Times
eBay Suffers Cyber Attack, Urges Users to Change Passwords: Syracuse Post-Standard
MoneyGram Launch ‘Cash to ATM’ in Bulgaria: Payment Eye
CMS, YourCash Partner on Cash Management: ATM Marketplace
20 of the Coolest Branded Vehicles in Banking: The Financial Brand
What’s the Biggest Myth About Gen Y?: The Financial Brand
Does Augmented Reality Have A Place In Bank Branches? The Financial Brand
Woman With Printer Shows Digital Ease of Bogus Cash: Bloomberg
Bank of America CEO Moynihan Says $4 Billion Error Was Disappointing: MarketWatch
How Digital Wallets Will Change Mobile Banking Apps: CU Times
Are You Still Unbanked?: Dallas Morning News
UK Retailers Ready to Depose King Cash, Study Says: ATM Marketplace
Dallas-Area Consumers Lead Nation in Average Debt at $28,240: Dallas News
Cash is Here to Stay Says US Federal reserve: Finextra
UK: Cash usage on the wane - Halifax:Finextra
Becoming the Banking Customer’s Primary Financial Institution.
Europe Banks Face Toughest Simulated Slump in Stress Test: Bloomberg
Labour Looks at Breaking Ties With Co-op Bank: Sky.com
Bank of California Gets 20 Popular Community Branches, Latino Presence: LA Times
Barclays Plans to Exit Most Commodities Activities: Blomberg
U.S. Bank Completes Fleet-Wide ATM Upgrade: ATM Marketplace
Heading Off Complaints at the Database: Bai.org
NACCU Session Addresses DOE Regs:CRNEWS.com
Lack of Awareness Stalling M-Banking Take-Up: Finextra
Citigroup CEO Addresses Fed Concerns at Annual Meeting: Wall Street Journal
Guess Who Makes More Than Bankers: Their Regulators: Wall Street Journal
Web Attacks, ATM Skimming Top Banks' Security Threat List: American Banker
Down to the Wire on Campus Banks Partnerships, Debit, Prepaid Cards CR80News
Citigroup Said to Seek Sale of 50 Branches in California: Bloomberg
Tangerine Tests Search-based YouTube Videos to Drive Mobile Banking Adoption: Mobile Commerce Daily
What Makes a Great Mobile (Banking) App: The Financial Brand
Ex-Barclays Executive Sees ‘Golden Decade’ for Banking: Bloomberg
OKI to set up shop in India:ATM Marketplace
Optimal Payments Selected by Ontario Lottery and Gaming for Regulated Online Gaming Payments: Digital Journal
Volkswagen Bank Extends Cooperation With Worldline: The Paypers.com
Ingenico Opens New Office in Casablanca, Morocco:The Paypers.com
Santander hires Plush as CFO, Tedesco to retail role: Boston Business Journal
For Square, Making Money Remains a Challenge: New York Times
Barclays Launches Barclays Live App for iPad Devices: Business Wire
Nexus Venture Partners, BDC, Mark Cuban back Procurify: Pehub.com
Central Bankers Roam the Globe Making Deals: USA Today
Fiorano launches B2B Gateway to Simplify Business Transactions: Business Wire
Will Apple Acquire Mobile Payments Startup Square: India Times
Why Bitcoin Needs a Marketing Campaign: CNBC
Heartbleed Internet Security Flaw Used In Attack: CNBC
Gov’t to Tax Checks, ABM Withdrawals, Point of Sale Transactions: Jamaican Observer
How Better Wi-Fi Will Help Burger King Sell More Burgers: Mobil Commerce Daily
78-Percent of Millennials Want Mobile Options When Picking a Bank: Mobile Commerce Daily
IDC Financial Insights Unveils Results from 2014 Consumer Payments Survey: Business Wire
Massachusetts ATM Safety Bill Faces Banking Industry Opposition: Go Local Worcester
Clean, Crisp, Fewer Clicks: the Redesigned Chase Mobile App for iPhone:Marketwatch
Pay-by-sleeve: Heritage Bank Unveils Contactless Payments Suit: Finextra
Yellen Stresses Employment, Inflation in Fed's Coming Decision:FOX Business
TransferWise Sends Up Banks in Video Prank: Finextra
PAI, Ventura County CU Partner to Brand ATMs in Rite Aid Stores
PHL Banks Closing Down for Holy Week Break, Assure ATMs to Stay Well-Stocked:Gmanetwork
Goldman, Morgan Stanley rise; Google falls: Marketwatch
5 Undiscovered Banks That Provide High Stock Returns: Marketwatch
Community Banks Keep Rural America Growing:ICBA
PNC Bank Launches New iPad App:MarketWatch
Yellen Says Healthy Economy Within Reach:Market Watch
Alibaba Earnings Surge Boosts Valuation Ahead of IPO:Bloombery
Yellen Says Higher Capital Rules May Be Needed for Big Banks:Bloomberg
PayPal Encouraging UK Shoppers to Pay Later:Pymnts.com
Start-Up Support Seen as Critical to Future of London Fintech Scene:Finextra
EUR/USD: It's A Tug Of War:Investing.com
Canadian Dollar Up Amid Strong Retail Data; Traders Look to Rate Announcement: 570news
Self-service Grows as Consumers Look to Bank When and Where it’s Convenient
WRAPUP 2-Draghi Says a Stronger Euro Would Trigger Looser ECB Policy :Reuters
Giant Web Vulnerability Brings Indirect Risk to Digital Banking:American Banker
Cardtronics Named Exclusive ATM Services Provider for Tedeschi Food Shops: Cardtronics
Triton Argo ATM adds Fujitsu bill recycler: ATM Marketplace
Japanese Regulators Take Closer Look at Bitcoin: WSJ
Newly Wary, Shoppers Trust Cash: NYT
A Cashless Society? Recent Stats Suggest We’re Heading The Other Way
Cardtronics Acquires Assets of Automated Financial
Will Cash Make a Comeback: NACS
Bitcoin payments pose security challenges for brick and mortar merchants: SC Magazine
Time for central banks to take a hard look at bitcoins: Uday Kotak
India: Banks seek to cap free ATM use at 5 times/month: The Times of India
Survey: Cash, gift cards top holiday wish lists: Bank Credit News
India: Forget debit cards, use cash: First Post Investing
hyperWALLET to Integrate with PayNearMe to Offer Cash-Payment Acceptance Options: Business Wire
Timewise Food Stores Names Cardtronics Exclusive Provider of ATM Services: Cardtronics
New digital cash payment option holds potential to thwart online crime: The Information Daily
IAD Kontanten launches multi-currency ATM: ATM Marketplace
Cardtronics Acquires Assets of CGI Direct ATM: Cardtronics
UK: HSBC rolls-out talking ATMs: Financial Reporter
General Payment Systems Launches Check Processing and Cash Dispensation for Government Agencies: Global Newswire
Sweden has major ATM shortage: Ice News
SafetyPay Adds United States and the Caribbean to Regions Where Global Merchants Can Sell Online and Accept Cash Payments: PR Web
ATMIA and IPF Launch the Integrated Payments Alliance: ATMIA
Cardtronics Providing ATM Services in Mass Quantities for Costco: Global Newswire
Pay with cash or debit cards to help small stores survive:thestar
International ATM Partnerships: Market Differentiators for Participating Banks?: Mercator Report
Forget Mobile Payments, Here's Why Cash is Still King: Mashable
Ukash provides ATM cash redemption service for virtual voucher codes: Finextra
Cardtronics' New Approach to ATM Branding Expands Fee-Free Horizons for Financial Institutions: Cardtronics
Cardtronics Extended as Manager of All Travelex ATMS in U.S.: Global Newswire
Allpoint Expands Discover's Growing Network of Surcharge-Free ATMs: Global Newswire
What Monkeys Can Teach You About Money: Mental Floss
Are We Losing the War on Cash: Finextra
What the Future Holds for ATMs, Mobile, the Branch and Cash: ATM Marketplace
Cash Makes a Comeback in the UK: ATM Marketplace
Dining in the cash-only heart of London: ATM Marketplace
For Payment Security, Cash is King: ATM Marketplace
Consumers Find Mobile Commerce Time Consuming, Difficult: NACS Online
Cash costs the German economy EUR12.5 billion per year: Finextra
Crisis-torn Co-op Bank suffers cash breakdown: The Telegraph
MPD study reveals use of cash payments increasing across globe: The Green Sheet
Characteristics of Consumers Who Use Cash for the Most Use Cases
This graphic highlights the characteristics of female cash users between the ages of 35 and 64. For more information about this particular report, visit Mercator Advisory Group here.
Consumers Use Cash for Different Purposes Depending on Their Age and Income
Fleshing out the characteristics of cash users, Mercator Advisory Group looks more closely at the key dynamics that drive consumers to choose cash in total and by age category. For more information on this particular graphic, visit Mercator Advisory Group here.
Influences in Consumer Cash Use
To consumers across a number of age and income demographics in the U.S., cash remains the most convenient payment type for small transactions. For more information about this slide from a Cardtronics whitepaper, contact the company here.
What value-added ATM service will enjoy the fastest growth in the next five years?
The ATMIA's 2013 Innovation Survey Report involved the participation of sophisticated, senior level audience with significant payments experience. For more information about this report, visit the ATMIA here.
Trends and Preferences in Consumer Payments: Updates from the Visa Payment Panel Study
In July 2009, just as the United States economy was emerging from a recession, the Payment Cards Center (PCC) hosted a workshop conducted by Michael Marx, senior director of Visa Research Insights. The workshop featured findings from the Visa Payment Panel Study through 2008. The study data from that period clearly showed a departure from some of the long-term trends in consumer payment preferences, particularly with regard to credit cards and cash. Dollar volume on credit cards registered a year-over-year decline for the first time in the panel’s history. Cash, however, after years of decline, was being used with more frequency.1 At that time, Marx speculated that these variations from the trend were recession related, as was the observed decline in overall spending levels in the panel data.
How Canadians Pay Today
Open loop prepaid cards look and function like traditional credit and debit cards and can be used anywhere the card network (American Express, MasterCard and Visa) is accepted, including online and around the world. However, they do have a significant difference to credit and debit cards: they access a set amount of funds that have been pre-loaded for aconsumer by a consumer, business or government.
2013 FDIC National Survey of Unbanked and Underbanked Households
The Federal Deposit Insurance Corporation (FDIC), survey of unbanked and underbanked households.
Connecting Loyalty, Mobile, and Payments: A Framework For the Omnichannel Age
This Mercator Advisory Group research brief looks at the intersection of loyalty, mobile, and payments. Examining the examples of Starbucks and others, we pinpoint elements of successful loyalty program design and identify some of the new technological tools that merchants can use to build a seamless omnichannel experience.
2013 Federal Reserve Payments Study: Summary of Findings
2014 NACHA — The Electronic Payments Association. All rights reserved. No part of this material may be used without the prior written permission of NACHA. Content from sources other than NACHA is used with permission and requires the separate consent of those sources for use by others. This material is not intended to
Payment Choice with Consumer Panel Data
The Federal Reserve of Boston exploits scanner data to track payment choice for grocery purchases for a large panel of households over three years in this working paper.
World Payments Report 2013
Now in its ninth year, World Payments Report (WPR) from Capgemini and The Royal Bank of Scotland (RBS) is an anticipated and valuable resource for payments industry professionals to track the state and evolution of the global non-cash payments market.
The Cost of Cash in the United States
Part one of a series on the cost of cash around the world, including Egypt, India, and Mexico from The Institute for Business in the Global Context.
Why Don’t Most Merchants Use Price Discounts to Steer Consumer Payment Choice?
Recent legislation and court settlements in the United States allow merchants to use price discounts to steer customers to pay with means of payment that are less costly to merchants. This paper suggests one method of calculating merchants’ change in profit associated with giving price discounts to buyers who pay with debit cards and cash.
UK Payments Council: UK Cash & Cash Machines
The Payments Council is the body with responsibility for ensuring that payment services work for all those that use them in the UK. This unique role ensures that we listen to a wide range of stakeholders to drive innovation in payments and implement change so that individuals and businesses have access to payments for their current and future needs.
Payments Innovation and the Use of Cash: Will Cash Really Die – and if so When?
People haven’t been predicting the death of cash for nearly as long as they’ve been predicting the end of world, but both groups are equally convinced that they have irrefutable evidence to support their conjectures.
Paying with Cash: A Multi-Country Analysis of the Past and Future of the Use of Cash for Payments by Consumers
This paper reports estimates of the use of cash by consumers to pay for goods and services in ten diverse countries between 2000 and 2011: France, Germany, Italy, Poland, Portugal, Spain, Sweden, Turkey, the United Kingdom, and the United States. It then presents projections of the use of cash in these countries from 2012 through 2022.
BRC: Cost of Payment Collection Survey 2012
This report sets out the findings of the British Retail Consortium’s Retail Cost of Payment Collection Survey for 2012. The response level to the survey covers almost 60 per cent total of UK retail sales (£311 billion) with a combined turnover of circa £182 billion. The respondents to the survey incurred collection costs totalling circa £798 million.
Why Does America Still Write Checks?
by Stephen Price, CEO, E-Complish
How does the price increase of commodities lead to the cost increase of cash usage across time?
by Holti Banka
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