Welcome to PaymentsJournal's Strategy Sessions. These in-depth Sessions are topic centric and built from a wealth of information
posted on PaymentsJournal, including news, whitepapers, data points, resource links and insights by Mercator Advisory Group analysts
and industry professionals.
This page serves as a gateway to each Strategy Session and provides a description of each topic and displays the quantity of related
PaymentsJournal material found on each topic.
Sessions are in order by most recent updates ›
Mobile devices continue to re-shape the U.S. communications marketplace, and with it the delivery of consumer financial services and retail marketing strategies. The pace of change is rapid, demanding that both financial service providers and retailers...
2012 marked the year the drought in net new credit card accounts began to thaw, with roughly 3% net new accounts among Visa and MasterCard issuers. Mercator Advisory Group’s expectation for account formation in 2013 is even stronger, at around 5% net new accounts on file.
In 2012, the debit industry in the U.S. began to recover from the turmoil resulting from the Durbin Amendment, but that doesn't mean smooth sailing by any means. 2013 may be the year of living dangerously as issuers begin to move into new product territories like mobile, EMV, and P2P payments.
A well-planned and executed channel strategy is always a win-win situation for stakeholders. FIs are beginning to have renewed optimism about the economy, and are highly motivated to replace traditional fee revenues and seek out new revenue sources in this post-Durbin environment.
Merchant acquirers in the U.S. now have begun to rationalize their delivery of value-added services and innovative technology. With the emphasis on mobile devices across the market, merchant service providers have focused resources on the micro/mobile...
Fraudsters will do anything to steal credit or debit card account information—including low tech dumpster diving to sophisticated hacking. The cost to your bottom line is significant and never-ending unless you have an effective strategy in place to stop payment fraud.
We're already seeing change in the space this year with TSYS acquisition of NetSpend. Expect the regulatory environment to pick. Smartphones and social media will have an affect on consumer behavior.
Despite the frequent ill-boding predictions on the future of consumer cash use consumers around the world still turn to one of the oldest forms of consumer payment on a regular basis.
Updated 2 days ago
The Credit Card Accountability Responsibility and Disclosure Act of 2009 was the first of two major pieces of legislation that started the payments industry down the road of increased regulation. The Dodd–Frank Wall Street Reform and Consumer Protection Act, which included the Durbin Amendment,...
Updated 7 days ago