Mercator Advisory Group's view of the LAC market almost a year ago anticipated Mexico’s plan to embrace the sizable unbanked...

The Consumer Financial Protection Bureau, a quasi-federal agency, was born from the Great Recession. Since its founding, it helped reduce...

Act 1, Scene 1 of Shakespeare’s Macbeth comes to mind when considering the challenge of credit card lenders today, as...

Acquiring credit card portfolios is a relatively straightforward process. When a portfolio seller chooses to exit or trim down business exposure,...

Payment card acceptance relies on a series of risk dispersed throughout the ecosystem. On the credit side, issuers must calibrate creditworthiness. On...

It used to be that credit and debit card companies connected the four-parties involved in branded network payments through non-profit...

Seeking Alpha has an interesting story today that recaps why most consumers are not suffering despite dismal unemployment, business disruptions,...

With credit loss chaos anticipated for the next three business quarters, it might seem to be the wrong time to...

A general premise about credit cardholders is that there is a sincere commitment to repay.  As with everything, there are...

My second adult job was in credit card collections at what was then Citibank, and I remember several family members...