Brian Riley

Credit bureau issues remain a festering issue for consumers. Although a series of laws and regulations mandate concise reporting, credit...

Will BNPL as we know it, make it to the winter holiday season? Maybe not if you read the WSJ....

Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the...

Our position on BNPL, since it hit the U.S. market, is that the model is unsustainable. Simply put, you can...

Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for...

There is plenty of talk about fintech Upstart’s recent stock performance, which closed at $37.46 per share on May 16,...

Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned...

A wide field of Buy Now, Pay Later players can confuse even the best credit manager as they try to...

Here is an interesting story in the New York Times about the Central Banker behind Russia’s move to reposition the...

Yesterday the Fed Funds rate climbed 0.50%, on top of March 17th’s 0.25% increase, which now brings the prime to...