PaymentsJournal

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Celebrating the holidays is still a top priority for consumers, but several factors make this season unique. Shoppers are balancing...

For decades, typically large regional or money center banks served as correspondent banks that enabled smaller banks to offer cross-border...

As more people choose to bank online, the role of the traditional branch has undergone a transformation. Once the go-to...

Emerging rails like real-time payments, stablecoins, and central bank digital currencies have quickly created a fragmented payments ecosystem. This environment...

There’s hardly a discussion about the future—of business, technology, or society—that doesn’t include artificial intelligence. With so much noise surrounding...

Almost without notice, disappearing payments have shifted from novelty to expectation in small business transactions. A traveler arrives at an...

Is the banking industry facing a digital revolution, or has it already happened? Research shows that 60% of bank customers...

The correspondent banking model, which has dominated cross-border payments for years, is—at best—a deeply flawed system. It relies on manual...