The PaymentsJournal Podcast

After years of discussion about the new messaging protocol, ISO 20022 is now an inevitability. Though there are substantial benefits...

In the fast-changing world of financial services, modernizing payments technology has become essential for businesses looking to reduce costs, enhance...

Virtual cards have been a popular option for consumers for years, but they’re just now gaining traction among businesses. With...

Cyber fraud presents a unique threat to small and mid-sized financial institutions, which often lack the resources or expertise that...

Amid constant speculation about the future of payments technology, the ACH Network had its best year yet. The ACH Network...

Criminals are continually looking for ways to circumvent fraud detection systems, and money mules have become a popular vehicle to...

The buzz is growing louder. Many merchants are tired of navigating intricate payout processes that drain valuable time and resources....

Payment integration is a powerful way to improve the user experience on any software platform by offering benefits that extend...

The United States employs multiple real-time payment schemes; however, unlike those in many emerging markets, these methods are not driven...

The most familiar example of surcharging might be the cash-or-credit pricing at gas stations, but more businesses are following that...