Apple Makes Risky Play into the Lending Market
Interesting times at Apple, as a crowd of fintech analysts forms to see how far Apple will wade into the ...
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Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click ...
Auto Loans, Credit Cards, and Personal Installment Loans: Who Lends What?
TransUnion, a top credit reporting agency, published numbers on lending sources. Spoiler Alert: Banks do not dominate every sector regarding ...
If Consumers Like BNPL, Will They Love Installment Loans?
Credit cards and installment loans are consumer lending products, but they vary in objectives and terms. Credit cards provide consumers ...
Fair Lending: In Credit Cards and Banking
One early learning I had in banking goes back nearly four decades, to the days of COBOL. In setting up ...
In Canada, Three’s a Charm for Visa Installments and BNPL
Buy Now Pay Later enjoyed exceptional growth in the past two years, but it will likely surge as Visa perfects ...
Buy Now Pay Later Lending: The (Not Really) New Thing
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
BNPL Lending: The Excitement is not in the Fintechs, It is in how the Industry is Forming
It is hard to argue about the success of Buy Now Pay Later (BNPL) lending, but the big picture goes ...
Alternative Financing: Using Waterfall Lending to Drive Sales
The financial landscape is always transforming. And while big banks are still a good option for consumers seeking some extra ...
Enhancing Retail Financing Strategies with Waterfall Lending
Retail financing is appealing to consumers and merchants alike. Consumers can make purchases without paying the total cost upfront, while ...
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