Antitrust Settlement: More Unpredictability For Credit Issuers—And Others
As issuers continue to work throughtheir post CARD Act, post Durbin amendment credit card businessstrategies, perhaps the last thing they ...
Tag: Customer Retention
Let the Lawsuits Begin – TCF Financial Fires the First Legal Shot at Durbin
As the Federal Reserve wrapped up their fact-finding inNovember (their Durbin-related surveys were due back October12th), TCF Financial filed a ...
Dont Think NFC Proximity Payments is the Evolutionary End for Mobile Payments
The hard focus of US mobile payments has been on nearfield communications-based proximity payments as the comingrevolution. And it will ...
Gift Cards: Breakage Is Dead
Nearly every large retailer in the United States sells gift cards with the thought that one way or another, the ...
Bizarre Love Triangle: MetaBank, NetSpend, and the OTS
On October 6, 2010, the Office of Thrift Supervision (OTS)issued a Supervisory Directive to MetaBank that requires MetaBankto obtain written ...
The MetaBank Supervisory Directive: An Advance or A Decline For Small Dollar Lending?
While the prepaid industry has been rocked by the OTS'sapparent action against MetaBank restricting new program activity,it may be easy ...
Transparency – Use it or Lose It
As Elizabeth Warren gears up the Consumer FinancialProtection Bureau (CFPB), she has made it plain that lenders of allkinds will ...
PayPal Ups the Ante for Payment Platforms by Going Mobile
At its second developersconference, PayPal announced a slew of capabilities and newapplications that embed PayPal deeper into the retailer paymentsconsciousness. ...
More Evidence: Apple, Gemalto, SIMs and NFC
Over the last several years, I've written for Mercatorclients about what Apple's up to with near field communications(NFC) and even ...
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