HCE and CIPURSE: The Answer to Super-Charging Your Mobile Ticketing Solutions

Fintechs in Brazil: More Than Just Credit Cards, It Is the Super-App

Fintechs in Brazil: More Than Just Credit Cards, It Is the Super-App

Mobile ticketing is becoming increasingly important in the transport ticketing sector. For travellers, mobile ticketing offers speed, convenience and real-time travel updates. For public transport operators (PTOs), it creates a live, direct connection to customers and enables business independence. Industry interest has steadily grown surrounding Host Card Emulation (HCE) as the key technology to deliver mobile solutions quickly and cost-effectively and for the transport ticketing industry, the opportunity is huge. But for PTOs looking to take their first step into mobile ticketing with HCE, its crucial to understand the drivers behind the buzz and how developing solutions on an open, non-proprietary standard is essential to super-charging implementations.

So, what is HCE? At a high-level, HCE enables the software emulation of a traditional tamper resistant plastic smart card (such as those used in payments and access control). This allows a mobile application to support contactless communication in the same manner as an application on a contactless smart card. For operators, the removal of the secure element (SE) greatly simplifies their business models and reduces reliance on issuance service bureaus, delivering real cost efficiencies and savings.

Crucially for transport operators, HCE can also work offline, which is hugely important in the transport world in which a large number of validation devices are regularly offline. Whilst the security of HCE alone may not match smartcard levels, pairing implementations with tokenization technology provides a simple way to manage transaction risks and ensure a good user experience, even when a traveller’s phone is not connected.

So far, so good. But to fully realise the benefits of HCE mobile ticketing, moving away from proprietary solutions towards an open standard such as CIPURSE™, is essential.

Here’s an overview of how CIPURSE can super-charge your HCE mobile ticketing solutions:

The OSPT Alliance recognises the vast potential HCE has when paired with CIPURSE to deliver mobile ticketing solutions. Earlier this year, we were proud to showcase our first proof-of-concept demo of a HCE mobile ticketing implementation, secured by tokenization and developed using CIPURSE. Watch our latest video to hear from our HCE working group chair, Viktor Brajak, about the benefits of pairing HCE and CIPURSE and to see our proof-of-concept demo in action.

Interested in getting involved? Please email me, laurent.cremer@osptalliance.org, to discuss further.

About OSPT Alliance

The OSPT Alliance is an international association chartered to provide the standard for secure transit ticketing solutions and beyond. It provides industry education, creates workgroup opportunities and catalyzes the development and adoption of innovative fare collection technologies, applications and services. OSPT Alliance membership is open to technology providers, transit operators, consultants, solution vendors, government agencies, reader and terminal manufacturers, system integrators and other stakeholders in the contactless ecosystem. For additional information, please visit www.osptalliance.org.

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