Predicting the Swing in Payments Towards Debit Cards
Under periods of economic recession, it is not unusual to see consumers use credit cards less and place more purchases...
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Credit
LANDESBANK BERLIN CHOOSES SIA FOR THE NEW PAYMENT CARD MANAGEMENT SYSTEM IN GERMANY
SIA's technology infrastructure processes the transactions of over 2.8 million cards issued by LBB in collaboration with major national and...
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Unemployment Up, Credit Card Debt Down
A general premise about credit cardholders is that there is a sincere commitment to repay. As with everything, there are...
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Intelligent Credit Risk Management and Delinquency
Consumers have been taking advantage of low interest rates to borrow money, but recent trends show that an increasing number...
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Credit Card Collections: Safe Harbor for Work and You Get to See
My second adult job was in collections at what was then Citibank, and I remember several family members asking why...
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Credit Card Disputes: The Best Line of Defense is Already in Place
There is plenty of buzz about credit card fraud these days, including the WSJ, which cites data from FIS on...
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Community Reinvestment Act: Credit Cards Become Less Significant for Lenders
The Community Reinvestment Act (CRA) took force in 1977 during the Jimmy Carter administration. Civil rights in the United States...
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Financing Becomes Even More Essential in the Wake of COVID-19
As Western countries start the slow return to business as usual, lenders and retailers will need to establish lending programs...
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COVID Credit Cardholders: Skipping Payments Becomes the New Normal
The WSJ reports on the wave of consumers falling back on deferments and payment holidays. It is the sign of...
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Retailers are Getting Restless, Demanding Cheaper Processing Costs
Two articles caught my attention this week reporting that retailers are reaching out to regulators and banks asking them to...
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