Consumers Complain About Credit Monitoring Programs
I have personal experience with credit monitoring programs, mainly the product offered by Equifax. My strategy is to toggle it...
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Credit
The CFBP Is Modernizing Rules around Credit Collections, Here Are the Changes:
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Venmo Goes With Synchrony on Its New Card
Synchrony has three operational units that are hitting on all cylinders, as the company reported in its financials on October...
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Up to Their Eyes in Student Debt Before Even Graduating, Young Americans Will Struggle Moving Forward
A new report published by LendEDU found that 28% of college students will have a projected debt-to-income ratio (DTI) over...
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How Large Is the 3rd Party Credit Card Collections Business?
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Installment Lending: Too Much of a Good Thing, or Are We Just Shifting Debt?
Installment loans are the hit of 2019, and this Forbes article wonders if growth has been too rapid, citing data...
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More Consumers Challenge the Validity of Their Debt vs. the Temperament of Those Collecting:
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Hacking the Credit Card Hackers
There is poetic justice when the hacker gets hacked, an issue reported by KrebsOnSecurity. Brian Krebs reported the recent hacking...
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The Ups and Downs of Credit Card Interest Rates
Almost all credit cards peg their interest rates to the Prime Rate, plus “X.” That “X” varies by issuer and...
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Credit Card Collection Agencies Must Navigate 9 Federal Regulations:
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