Emerging Payments

From biometric authentication and generative AI to contactless payments, the emerging payments space is enabling financial institutions to adapt to changing consumer preferences. Emerging technology is providing organizations with enhanced capabilities to stay ahead.

Emerging Payments

Emerging Payments: Trends, Technologies, and the Future of Transactions

byWesley Grant

October 7, 2024

It’s increasingly common for consumers to pay at the point of sale using Apple Pay or Google Pay. This transaction...

BNY Mellon is the First Bank Leveraging the RTP® Network to Provide Corporations With Instant Digital Consumer Bill Pay Service

Analysts Coverage

What Will Drive Instant Payment Adoption?

byTom Nawrocki

October 4, 2024

Most experts agree that instant payments will eventually become commonplace in the United States. But what’s will drive that shift? ...

Digital Assets & Crypto

SWIFT to Pilot Cross-Border Digital Asset Transactions Next Year

byWesley Grant

October 3, 2024

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) will begin trials of digital asset transactions across its global messaging network....

Digital Assets & Crypto

Robinhood Expands EU Crypto Scope Ahead of MiCA

byWesley Grant

October 1, 2024

Robinhood will bolster its crypto services for European users in anticipation of a more transparent regulatory framework in the region....

financial system, push-payment scam prevention

Emerging Payments

Two Ideas to Protect and Strengthen the U.S. Financial System

byGary Palmer

September 30, 2024

The U.S. financial system has an unrivaled history of resilience and creativity. Banks, credit unions and other financial institutions, supported...

The EU’s Plan to Replace Mastercard and Visa Picks up Steam

Wero Establishes a European Rival to Visa and Mastercard

byTom Nawrocki

September 27, 2024

Wero, a payment rail developed by a consortium of some of Europe’s biggest banks, is being rolled out across Western...

Instant Payments

India Could Bring UPI-Style Instant Payments to South America and Africa

byWesley Grant

September 25, 2024

The international branch of the National Payments Corporation of India (NPCI), which operates the highly popular United Payment Interface instant...

Compliance and Regulation

Appeals Court Hears Coinbase’s Request for SEC Crypto Ruling

byWesley Grant

September 24, 2024

Last year, the U.S. Securities and Exchange Commission denied Coinbase’s request for more transparent crypto regulations, prompting the crypto exchange...