Debit

For more than a decade, bankers and merchants have operated under the Fed’s 21-cent cap on debit card interchange fees....

In their bids to build consumer loyalty, credit card issuers have continued to one-up each other with attractive perks and...

The payment card was supposed to disappear. As digital wallets, embedded payments, and mobile-first experiences reshaped commerce, the physical card...

While it may seem as if new business-to-business payment methods are cropping up all the time, ACH is the only...

When Same Day ACH launched a decade ago, the primary use case was for exceptions—such as in emergency payroll transactions,...

ACH may be one of the payments industry’s most established networks, but it’s far from standing still. With new Rules...

Instant payments have quickly shifted from an emerging capability to a competitive expectation. Yet many financial institutions still struggle to...

Debit is the workforce of payments: simple for consumers, relatively inexpensive for merchants, and ubiquitous in everyday transactions. But beneath...

Brazil’s Pix is considering expanding into Europe, with Brazil’s central bank and the European Central Bank discussing a potential connection...

More than 1,700 financial institutions have joined FedNow—the U.S. Federal Reserve’s instant payments system—in the just over three years since...