Uber is expanding its partnership with Revolut, allowing passengers across the UK and much of Europe to pay for rides through account-to-account transfers. The collaboration gives both companies an opportunity to deepen customer engagement while offering an alternative to traditional card payments.
The integration will be built directly into the Uber app, with a Revolut Pay button available to Uber riders and Uber Eats customers. Users can authenticate payments instantly through biometrics, while each Revolut Pay transaction generates an immediate notification and provides real-time spending data. The service also supports local currency handling, with Revolut offering transactions in more than 33 currencies.
Revolut Pay currently reports an average authorization rate of 98.5% and a payment drop-off rate below 5%. The expanded Uber payment option will not be available in four EU countries: Bulgaria, Cyprus, Latvia, and Slovenia.
Benefits for Both Companies
Users who pay through Revolut Pay can also earn RevPoints on Uber rides and food orders, giving Revolut another opportunity to bring users into its loyalty ecosystem. The arrangement also makes those rewards more immediately useful, as points can be applied toward purchases, including Uber rides.
For Uber, the appeal extends beyond customer engagement.
“Merchants in general would love all of their business to be via A2A payments because they are instant, guaranteed, irreversible, and come with much lower fees compared to card-based transactions,” said Don Apgar, Director of Merchant Payments at Javelin Strategy & Research. “The dispute rights that consumers have with card-based purchases leaves merchants exposed for friendly fraud and frivolous disputes based on sketchy claims of quality or performance. With A2A, merchants benefit from reduced transaction fees and lower operating overhead on payments not having to handle chargebacks.”
Those dispute rights are critical for many types of retailers, where consumers face legitimate risks around whether they receive what they ordered. But that concern is less applicable to ride-sharing, where the service is delivered immediately.
A Shared Environment
The partnership also makes sense from an operational standpoint. Both Revolut and Uber are built around mobile-first customer experiences, making the integration relatively natural.
“You’re ordering your ride or food directly on the Uber app and then confirming payment via the Revolut app,” Apgar said. “This eliminates a lot of friction that is common in two-factor authentication environments, where you’re ordering on your laptop but need your phone to authenticate the payment.”