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Apple Pay: Good for the Card Networks

It’s still unclear whether Apple or the card networks initiated the discussions that led to Apple Pay. More than likely it was a highly collaborative...

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Michael Misasi,
Mercator Advisory Group

The Mobile Payments Long Con

A simple, semiserious trick for predicting the future of mobile payments with 100% accuracy.In the booming world of FinTech investment, no group of...

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Alex Johnson,
Zoot Enterprises

Will Issuing Processors Be Marginalized as MC...

Both MasterCard and Visa have announced the creation of business units dedicated to the deployment of tokens, but are these business units simply...

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Tim Sloane,
Mercator Advisory Group

Evolving Online, Mobile, and Tablet Banking...

When examining online, mobile, and tablet delivery modes, spotting subtle differences between the platforms may be difficult, since the latter two...

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The 2013 Updated Federal Reserve Payment Study

The 2013 Federal Reserve Payments Study Recent and Long-Term Payment Trends in the United States: 2003 – 2012 Summary Report and Initial Data Release...

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Should the United States Post Office be in the banking business?