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Biometrics in Banking

Ongoing Mercator Advisory Group research finds that banks and credit unions are evaluating a wide variety of methods to identify and authenticate...

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Ed OBrien,
Mercator Advisory Group

Payment Card Tokenization

What is tokenization?Tokenization is a technology that allows for more secure payments by substituting sensitive consumer account data for a random...

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Rob Morgan,
American Bankers Association

Bringing the Billions to the Electronic...

Last week I wrote a blog highlighting the improvement of bank account penetration across the countries referred to as BRIC (Brazil, Russia, India,...

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Tristan Hugo-Webb,
Mercator Advisory Group

India Country Payments Market-Note

India is home to the second largest consumer base in the world, but to date the fact that a large proportion of the population is unbanked and...

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U.S. Consumer Holdings and Use of $1 Bills

 Small denominations play a special role in a payments ecosystem because they facilitate exchange for small-value goods and services. This report...

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Should the United States Post Office be in the banking business?