PaymentsJournal
No Result
View All Result
SIGN UP
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
PaymentsJournal
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
No Result
View All Result
PaymentsJournal
No Result
View All Result

Cash App Group Payments to Include Apple and Google Users

By Wesley Grant
July 31, 2025
in Analysts Coverage, Emerging Payments, P2P Payments
0
0
SHARES
0
VIEWS
Share on LinkedIn
cash app

Theyre connected. a group of businesspeople using their cellphones while standing in a huddle

Splitting a peer-to-peer (P2P) payment has traditionally required all participants to be on the same platform, but a new feature from Cash App aims to bridge that gap.

The fintech’s Pools feature enables an organizer to create a shared fund for use cases like buying team uniforms, splitting the check, or funding a group trip. The organizer can set a target amount for the pool, then close it at any time and transfer the funds to their Cash App balance.

This kind of functionality isn’t new to P2P platforms. PayPal launched a money pooling feature last year, and Venmo Groups has offered a similar option for even longer. What sets Cash App Pools part is its flexibility: organizers can invite users both within the Cash App and by sending a link via text to Apple Pay or Google Pay users who don’t have Cash App accounts.

Enticing to the Ecosystem

In an era where many fintechs are striving to become one-stop-shop super apps, some companies are working to keep users within their ecosystem. However, Cash App isn’t chasing immediate revenue growth. Instead, the company is betting that non-users who participate in Pools will be enticed to become active users of the platform.

The launch is also notable as one of the few for Cash App in recent years. During this time, the Block-owned fintech has faced challenges from PayPal and Venmo.

Venmo has seen substantial revenue growth and boasts a highly sought-after customer base of younger adults, which has driven engagement with eBay and JetBlue in recent months.

PayPal has also been on a tear lately, launching platforms that connect major global digital wallets and enable crypto payments at smaller merchants’ checkouts. The company also unveiled its first-ever digital wallet for in-store purchases in Germany and integrated its payments platform with Perplexity’s artificial intelligence chat for AI-powered shopping.

Running Their Financial Life

Meanwhile, the most significant development for Cash App has been the potential addition of Afterpay’s BNPL service. According to CNBC, the Pools launch is part of Block’s effort to revitalize Cash App after a revenue slump.

Despite these struggles, Block still shares some of its competitors’ ambitions.

“We want Cash App to be the financial operating system for the next generation… to essentially be the money app where a customer can run their entire financial life,” said Owen Jennings, Head of Business at Cash App in a statement.

0
SHARES
0
VIEWS
Share on LinkedIn
Tags: Apple PayCash AppGoogle PayP2PPayPalVenmo

    Get the Latest News and Insights Delivered Daily

    Subscribe to the PaymentsJournal Newsletter for exclusive insight and data from Javelin Strategy & Research analysts and industry professionals.

    Must Reads

    global cross-border payment infrastructure

    A New Payment Rail Is Not a Global Payment Solution

    October 23, 2026
    stablecoins in banking

    As Stablecoins Mature, Financial Institutions Face a Crossroads

    October 22, 2026

    Automation to Accountability: Governing AI in Fraud and Disputes 

    October 21, 2026
    google solana agentic

    Agentic Commerce Is Still Hype Ahead of Reality

    October 20, 2026
    Customer, shopping and credit card for florist shop payment with POS machine or phone for sale of flowers at small business. Hands of woman paying with rfid technology for service at retail store.

    As Rewards Programs Face Pressure, Card-Linked Offers Gain Ground

    October 19, 2026
    ai spend

    Escalating AI Spend Is Prompting a Strategic Recalibration

    October 16, 2026
    bank chatbot

    How Banks Can Nail the Handoff from Chatbots to Human Agents

    October 15, 2026
    diagonal payments solutions

    The Next Evolution in Payments: Diagonal Thinking

    October 14, 2026

    Linkedin-in X-twitter
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter

    ©2026 PaymentsJournal.com |  Terms of Use | Privacy Policy

    • Commercial Payments
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    No Result
    View All Result