Edward O'Brien

A recent article on creditcards.com describes why it’s so difficult to estimate how much the average consumer owes in credit...

With fewer branches available to servicecustomers and members, financial institutions are assessing theircapabilities and figuring out how to do more...

PayPal CEO John Donahoe recently said it soon hopes to obtain a payment license in China, but much uncertainty remains.From...

British consumers adopting smartphones has led to a sharp increase in mobile payments, according to a survey from United Kingdom...

Now that we're all back in our offices afterattending the recent ATM, Debit & Prepaid and BAI RetailDelivery conferences, this...

As we look at advancements in today's bankingchannels, we are seeing significant enhancements in the waychannels are presented to banking...

Regulation Z is an integral part of the Truth in Lending Act, and it's responsible for standardizing consumer lending practices...

It's been five years since the LehmanBrothers collapse, and only two years since the Durbin Amendmentwas enacted, prompting many changes...

As most banks, thrifts, and other financialinstitutions are in the midst of strategy planning season, nowwould be a good time...

As financial institutions evaluate ways toextend their reach to customers beyond simple checking and savingsaccounts, many are assessing how best...