Joseph Walent

 Most humans do not willingly embrace change. We like processes and products that are consistent, and the same can be...

 Removing barriers to enter the delivery of financial service tools will profoundly change how consumers are able to pick and...

 Uniformity in payment functionality is what most folks are seeking. In a lot of ways, this has been the bugaboo...

Single Merchant Digital Wallets provide an expansion of opportunities to engage with consumers, as outline in the article, and helps...

As technologies, and the societies they are a part of, progress and develop together, established business models become outmoded and...

The widespread of integration of biometrics in banking is indeed a reality for most consumers that are taking advantage of...

Understanding the integration of human and machine to generate ‘augmented reality’ is coming along, the need for financial institutions to...

The idea that financial institutions is going the way of other pervasive industries and services, such as electricity, gas and...

Viewing the effects of Open Banking from the remove of the U.S. provides somewhat a window to what we may...

The grand experiment in Open Banking underway in the U.K. provides a glimpse of what we will eventually come to...