Joseph Walent

The burn of excitement around mobility payment schemes continues to generate enough smoke that even the most level-headed payments industry...

The uptake and use of mobile money in Kenya has been portrayed as a proof-of-concept to bring “banking without the...

One of the problems with new ideas is that while logically sound, they sometimes outpace the human animal’s ability to...

PayPal and its subsidiary Venmo have been able to succeed and grow without encumbering themselves with bank capabilities and the...

Changing human behavior, especially when dealing with a task that is repetitive in nature, is never easy. For many of...

It was about five years ago I remember hearing that “Because of mobile phones, no one will wear wrist watches...

The idea of a integrating a block chain verified distributed ledger as a cyber security hardened and verifiable record keeping...

The author of the article calls attention to an area that single-merchant mobile wallets have been able to address, but...

The industry-wide drive to realize the perceived ideal of unencumbered identification and transaction credentialing has gained critical mass in the...

Cash is ready. Cash is hard to measure. Cash is King. Cash is anonymous. Cash is not going away.The role...