Joseph Walent

The U.K. and the EU may be providing U.S. financial institutions a glimpse into the future and how best to...

There exists a fine line for many consumers that separates what is experienced as charming insight into preferences and a...

There is a lot of anxious talk around what exactly will happen when Open Banking and PSD2 goes live for...

The customer experience is a key priority for merchants as they seek to optimize consumer satisfaction. With digital transformation enabling...

The banking industry is undergoing a major transformation in the wake of new regulations, such as the PSD2 directive in...

The rapid integration of digital data generation and analysis though the full range of sensing and interactive engagement points put...

The integration of loyalty programs with payment schemes has been shown to be a winning combination in the quick service...

The seemingly simple and straightforward idea of allowing the consumer to customize what is fast becoming for many their most...

The lowering of barriers to entry and legislation forcing financial institutions to allow consumers to direct which entities may access...

It has been said that folks are more receptive to an idea if they feel that it is their own...