The Durbin Amendment: Coal in Your Stocking or Best Gift Ever?
The complexity of the modern electronic payments industry was onfull display in Washington as the Federal Reserve Bank staffawkwardly attempted...
Multi Reaction to Federal Reserve Board Interchange Hearing
Thursday, December 16th at 2:30pm it seemed as if theworld had stopped spinning as thousands of participants watchedwith bated breath...
Bank on Phone – Thank You!
This week, FIS announced the release of their new iPhone appwhich allows a consumer to enroll in mobile banking without...
Local Merchant Stops Complaining and Build a Payments Platform
I came across an announcement regarding a new peer-to-peerpayment service called Dwolla (https://www.dwolla.com) and whatcaught my eye was the description...
Comparison Paying – There’s An App For That (Soon?)
In late November, eBay announced their newly improved shoppingapp including…"The integration of RedLaser's barcode scanning technologyis particularly useful, allowing users...
Protecting Consumers: Plan A and Plan B
Protecting the most vulnerable consumers in our society shouldbe a top concern of our regulators and the mortgage meltdown hasdone...
Forget Points – Think No Fees
In mid-November, Chase announced a re-launch of their BritishAirways card with a new benefit - no foreign transaction fees oninternational...
Explain to Me How That Works Again?
Online fraud and risk managementare major concerns for the payments industry, as they shouldbe.Losses across the industry run into the...
Let the Lawsuits Begin – TCF Financial Fires the First Legal Shot at Durbin
As the Federal Reserve wrapped up their fact-finding inNovember (their Durbin-related surveys were due back October12th), TCF Financial filed a...
Transparency – Use it or Lose It
As Elizabeth Warren gears up the Consumer FinancialProtection Bureau (CFPB), she has made it plain that lenders of allkinds will...
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