Beyond Checks: Why Prepaid Cards and Digital Payments Are the Smarter Choice
Many organizations still rely on paper checks, with no immediate plans to phase them out. However, one of the key...
Top 5 Gift Card Purchase Categories
Gift cards remain one of the most popular payment tools in the U.S., not just during the holidays but year-round....
Down the Path to Full Payments Orchestration
Many businesses are familiar with payments optimization, which focuses on enhancing the outcome of individual transactions. However, the growing field...
The Untapped Power of Payments Data in Bill Pay
E-commerce giants such as Amazon and Shopify use data to create highly personalized customer experiences. Yet, bill payment remains largely...
How are Consumers Using Their Mobile Devices?
Mobile devices have become essential tools for consumers navigating daily life, extending far beyond communication and entertainment. Increasingly, smartphones serve...
AI Has Become an Integral Part of Fraud Prevention—and Fraud Attacks
Just as organizations are implementing artificial intelligence and machine learning in novel ways, cybercriminals are continually looking to incorporate AI...
Payments Modernization: Always Evolving with Tech
Financial institutions have been hesitant to embrace the array of payment types now available, from instant payments to stablecoins. However,...
Unifying Payment Credentials: Simplifying the Complexity of Payment Tokenization for Merchants
Imagine a world where payments are seamless, customer data is secure, and merchants can easily manage a multitude of payment...
Item Processing Migration Success: A Client Case Study
Many financial institutions are feeling the urgency to make headway on payments modernization and digital transformation initiatives. However, all the...
The True Costs of Poor Payment Experiences (And How Modern Technology Can Help)
For more than 15 years, PayNearMe has helped billers optimize the payment experience. In a PaymentsJournal podcast, John Minor, PayNearMe’s...
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