What Payment Methods Are Used to Fund P2P Payments?
Peer-to-peer (P2P) payments have become a popular method for individuals to transfer money quickly and easily, often in real-time. These...
As ATMs Do More, Financial Institutions Require Sophisticated Solutions
The ATM industry has undergone a dynamic shift that has taken automated teller machines far beyond cash dispensation. As the...
How Merchants Can Stay Ahead of Increasingly Complex Fraud Attempts
Criminals are increasingly targeting consumers directly, but that doesn’t mean the threat to merchants has abated. In triangulation fraud, for...
Merging Loyalty and Gift Card Programs for an Optimal Holiday Shopping Season
With no relief from inflation in sight, consumers are bracing for an expensive holiday shopping season, especially with only 27...
Filling the Gaps in Cash Flow Needs
Access to emergency funds provides peace of mind, especially when many people find themselves scrambling to cover expenses. Given the needs...
How Many Complaints do the Credit Reporting Agencies Receive?
Credit reporting agencies play a critical role in determining consumers' financial health, but they are not without controversy. Consumers often...
Enhancing Merchant Security and Customer Engagement Through AI
The promise of next generation of artificial intelligence, generative AI, allows us to imagine a future when vast swaths of...
Real-Time Hits the Big Time, with More Room to Run
The financial world saw real-time payment transactions set a new record last year, with 266 billion transactions occurring globally. However,...
ISO 20022 Brings the Challenge of Standardization to Swift Participants
The upcoming conversion to ISO 20022 presents both challenges and opportunities for banks. It allows them to drive potential efficiencies...
Open Banking Can Be an Equalizer for Small Banks and Credit Unions
Open banking has come to encompass so much that it can be hard to define. At its heart, open banking...
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