PaymentsJournal

Open loop prepaid cards look and function like traditional credit and debit cards and can be used anywhere the card...

This paper for Fintech 2.0 has been created by Santander InnoVentures, in collaboration with its partners Oliver Wyman and Anthemis...

The Mobile Payments Industry Workgroup (MPIW),1 established in January 2010 by the Federal Reserve Banks of Boston and Atlanta, meets...

Imagine a world in which consumers have control over their money and are connected directly to their payments mechanism of...

Cloud-based payments powered by tokenizationrepresent a paradigm shift in the way the paymentsindustry enables secure payments and manages riskacross multiple...

The date of reckoning for EMV cards is swiftly approaching. After October 1, 2015, if a consumeruses an EMV chip...

Near field communication (NFC) technology and mobile wallets havetraditionally stored all the data needed to make a transaction on a...

After years of hype and uncertainty, NFC is finally here. Countries in which plastic card use is the norm have...

Fraud Trends by Continent1. The fraud rate in Africa is as much as 10 times higher than the world average...

Digital banking has fundamentally changed how consumers manage their finances, with online and mobile channels becoming the preferred way to...