USPS: Providing Non-bank Financial Services for the Underserved
The Postal Service is well positioned to provide non-bank financial services to those whose needs are not being met by...
$100 Million Fine for MoneyGram Tied to Agent Fraud – SSPR
A post on infosec blog Krebs on Security details the recent U.S. Justice Department ruling against MoneyGram that resulted in...
Mobile Payment: a Shifting Landscape
Mobile phones are becoming preferred smart payment devices. 87% of the world owns a mobile phone and according to Gartner...
How to reduce the complexity Payment Service Providers face in a global e-commerce market
During the last decade, e-commerce has experienced exceptional growth rates of around 20%. As a consequence, payment service providers (PSPs)...
The 2013 Federal Reserve Payments Study
The 2013 Federal Reserve Payments Study (the 2013 Study) is the fifth in a series of triennial studies conducted since...
Gift Cards Remain at the Top of Holiday Shopping Lists
Using information gathered as part of Mercator Advisory Group’s annual closed-loop prepaid cards benchmark survey, Mercator has created a forecast...
The Impact of Debit Card Regulation on Checking Account Fees
The Federal Reserve of Kansas City examines the impact of debit card regulation on checking account fees. Download Please or...
Know Your Borrower: The Four Need Cases of Small-Dollar Credit Consumers
Every year, an estimated 15 million people access small-credit (SDC) products-defined in this report as payday loans, pawn loans, deposit...
Analysis of General Purpose Reloadable Prepaid Cards
Bretton Woods, on behalf of the Network Branded Prepaid Card Association, provides a comparative cost analysis of GPR cards using...
The Challenge of Credit Card Debt for the African American Middle Class
African Americans face unique financial strain and suffer more negative consequences than other groups from their credit card debt, according...
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