Is the U.S. Market for Debit Competitive or Not?
While issues between the global debit card networks (aka, signature networks) and the smaller, mostly domestic debit networks (aka PIN...
All Apps Now Seem to Be “Super”
Have you noticed that more and more retailers, fintechs and big tech organizations are building super apps? I don’t entirely...
Patent Portends Walmart’s Payment Products Prospects
Walmart filed a trademark patent as reported by Banking Dive that suggests Walmart is considering launching debit, credit, and prepaid...
Armed with its Own Data, FDIC Seeks to Bank the Unbanked.
Much has been written in the popular media about how difficult it has been to distribute stimulus funds to all...
California Considers Getting into Retail Banking
State legislators in California have proposed offering banking accounts with low or no fees with the objective of supporting the...
H&R Block Wants to Expand its Banking Services to Serve Clients Year-Round
H&R Block has had an interesting relationship with banking over the years. It used to have a banking charter to...
How Much Access to the Payment Rails Should Fintechs Have?
Canada is well on its way to introducing its Real-Time Rails (RTR) network in 2022 as a part of the...
Department of Justice Investigates Visa: Same Debit Routing Issue, Different Department
On Friday March 19th, The Wall Street Journal published an article disclosing that the Department of Justice (DOJ) is launching...
Our Favorite Payment Type for P2P Transactions; Cash
The Federal Reserve Bank of Atlanta published an interesting working paper that analyzes data regarding person-to-person (P2P) payments. The analysis...
It’s the End of an Era as New York Phases Out the Old MTA MetroCard
As the spread of COVID-19 appears to be coming under control, commuters are slowly returning to mass transit. In an...
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