Putting the Brakes on a Cashless Society
Recently U.S. state legislatures have been taking up the cause to require the acceptance of cash in retail locations. Why?...
Technology Investment Plays a Part in Another Payment Company Acquisition
First quarter isn’t over yet and there has been another significant acquisition in the payments industry. ACI announced last week...
Regulating Demand
In the global real-time payments market, TIPs is a solution rolling out in the EU. Here’s a definition of this...
Debit and Credit Cards Duke it Out
A headline this week suggests that consumers are throwing away their debit cards in preference for credit cards. Here’s the...
The Goldilocks Principle and Banking
With thousands of banks, community banks and credit unions, the U.S. is a unique banking market. From time to time,...
Looking Abroad for Direction on Real Time Payments
As the U.S. continues down the path (a meandering path at that) towards real-time payment capabilities, it strikes me that...
It’s 2019 and we are still Tracking the U.S. Migration to EMV
Visa published the latest number of locations and cards that have converted to EMV in the U.S. It seems that...
The Sound That Money Makes
Many times when I shop and “dip” a global network branded EMV card into a merchant terminal, the card will...
The Big Banks Get Bigger in a Merger of Equals
The predictions of more merger activity in the financial services industry is coming true. On the heels of the mega-merger...
Fast and Slow Versions of ACH See Solid Growth
NACHA reported fourth-quarter 2018 growth figures for ACH at rates not seen in over a decade. As DigitalTransactions reported, much...
Must Reads
©2026 PaymentsJournal.com | Terms of Use | Privacy Policy
