This Change to the U.S. Banking System Could Help You Save Money
Today begins the first phase of the same day ACH rollout. As of today, all receiving depository financial institutions need...
IBM Power8 Infrastructure to Support US Real-Time Payments System
As a sure sign that faster payments initiatives are moving forward in the U.S., The Clearing House (TCH) announced that...
Heading off Potential ACH Fraud
Same day ACH is about ready to begin its three-stage rollout this week. Financial institutions have varying degrees of interest...
Good Mobile Deposit Apps Are Key To Banking Customer Satisfaction
In comparison to mobile payment apps, mobile deposit capabilities rarely get any attention. Most likely that is because mobile remote...
Debit-Card Reform Is a Proven Success. Congress Should Not Try to Kill It
An Op-Ed in the Washington Examiner provides a good understanding of the way retailers feel about the current efforts going...
The Case Against Cash
An opinion piece in the Boston Globe makes the case for phasing out cash in the U.S. At least large...
Phase 1 of Same-Day ACH Arrives 9/23
Same day ACH begins its multi-year roll out this month with same day acceptance of credits. What does this mean...
Square Confirms: People Really Don't Like Those Chip Credit Cards
The Washington Post posted a story regarding a survey Square completed with 1,000 U.S. shoppers and their interaction with EMV...
Investments for Real-Time Payment Systems and Migration to ISO 20022
Banking Technology recently published an article that provided good background on the current state of the adoption of ISO 20022...
Google Wallet Will Now Automatically Send Funds to Your Bank or Your Debit Card
In a sign that the P2P payment market is getting competitive, Google has made some user-friendly changes to Google Wallet....
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