Indicting Prepaid As a Whole; Despite Specific Evidence to the Contrary
In a recent article, "The Coming Wave ofNon-Credit Cards" Time Magazine introduces its readers to the newAmerican Express Reloadable Prepaid...
AAA and Target: The Versatility of the American Express Brand for Prepaid
American Express has come alive in prepaid and expanded well beyond the boundaries of the gift card segment where its...
When Adopting Prepaid, FI’s Must Target Low and Moderate Income Customers – Or Face the Consequences
While Mercator Advisory Group has predicted continued GPR growth driven by increased adoption by FI's in the wake of Durbin,...
Misguided FinCEN AML Rule Proposal is Supported On the FRB Portal & Rails Blog Site
This is an extract of a comment I madeon the Portal & Rails Web site. Mercator research suggests that FinCEN's...
A Prescription for Merchants To Avoid Escheatment (Tough Luck NJ! )
New Jersey’s updated escheatment law has created new urgency for merchants to rethink how they manage gift card programs. While...
Banks Need To Consider Architecture When Offering Cardholders Transactional Controls
Enabling cardholders to monitor and control their transactions has been discussed for at least a decade but has been addressed...
Democrats Push Legislation (S.4041) That Makes Kardashian Kard Pricing Model The Law
-Say Goodbye to Inclusion ByFIsConsumer protection rules put inplace by the Federal Reserve Board (RegE) to reduce overdraft feeshave already...
U.S. Democrats Target Prepaid Debit Card Fees…and More
An article publishedby Reuters describes the Democratsmisguided effort to cap fees on prepaid products ignoring theoverwhelming evidence that consumer costs...
MasterCard Acquires Travelex's Prepaid Card Program Management Assets
MasterCard, in a bold land grab, is now a program manager in international markets. "The acquisition of Travelex's CPM operations...
MasterCard Strategy Challenges Prepaid Partners
Consolidating the value chain is a core success factor forprepaid profitability. Green Dot would like to buy a bank. InCommacquires...
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