UK Banks Move Forward with Payment Rail Plans
A UK consortium has put plans for a payment rail to rival Mastercard and Visa on the front burner, with...
Who Wins If the Debit Fee Cap Limit Gets Raised?
More than a decade after the Dodd-Frank Act redrew the regulatory boundaries of the banking industry, two Republican senators are...
Fighting Fraud in the Era of Faster Payments
The Iron Triangle of Service suggests that a product can be good, fast, or cheap—but not all three. That adage...
As the P2P Arms Race Accelerates, Cash App Adds Payment Links
Splitting a bill or chasing down a friend for concert tickets often takes more messages than the payment itself. Cash...
The Battle Between Apple and App Developers Reaches Japan
After regulators in the European Union forced Apple to scale back its App Store payment rules, could Japan be next?...
The Latest Wave of Ransomware Attacks: As Widespread as Possible
A ransomware attack on U.S. payments platform provider BridgePay is having ripple across the country, leaving many entities—including restaurants and...
Germany Plans to Eliminate Checks Entirely by 2027
Germany is bidding farewell to the paper check. Once a staple of everyday payments, checks are now all but obsolete,...
Late Payments? Governments Are Taking Action
Over the past two decades, payment systems in most developed markets have moved from slow, multi-day processes—like checks—to near-instant transfers...
Staying on Guard Against the Growing Use of Deepfakes
AI-generated deepfakes continue to pose a growing global threat, with investment opportunity scams emerging as the fastest-growing use case. Between...
Rand vs. Dollar: South Africa’s Bet on a New Stablecoin
South Africa has entered the digital currency arena with the launch of a new stablecoin, ZAR Universal (ZARU), pegged to...
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