Latin America’s Payments Landscape Is ‘Ripe for Innovation’
Latin America’s financial landscape harbors several factors that breed payments innovation: diverse populations, a large contingent of unbanked or underbanked...
Ripples Through Crypto World End Up Costing Gemini, Winklevoss Twins $1 Billion
A wave of bankruptcies across the crypto landscape has led to Gemini, the cryptocurrency exchange founded by the Winklevoss twins,...
Brazil’s Pix Moves to Take Instant Payments Around the World
Pix, Brazil’s instant payments system, which garnered more than 160 million users since its launch in 2020, is going global....
APR Margins Are Driving Sky-High Credit Card Rates
The average annual percentage rate (APR) on credit cards reached 22.8% in 2023, according to a report from the Consumer...
U.S. Senators Seek to Ban CBDCs Before They Ever Happen
Five Republican senators have introduced legislation aimed at preventing the Biden administration from issuing a central bank digital currency (CBDC)....
EU Takes a Giant Step to Promote Instant Payments
The European Union Council has adopted new rules that require instant payments in euros to be fully available in the...
How Block Dazzled Wall Street
Wall Street reacted strongly to Block’s earnings report this week, driving the stock up by 20% the morning after the...
U.S. Google Pay App Is Going Away, Ending a Brief Era
Google has announced that the U.S. version of its standalone Google Pay app will be discontinued as of June 4....
Phishing Attacks Continue to Beat Security Measures
Secure Email Gateways (SEGs) are struggling to keep up with sophisticated email phishing campaigns. According to Cofense’s 2024 Annual State...
Capital One, Discover Approval Could Disrupt the Payments Industry — If It Happens
Capital One’s plan to buy Discover Financial Services for $35 billion could potentially shake up a payments industry dominated by...
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