Wesley Grant

More than 1,700 financial institutions have joined FedNow—the U.S. Federal Reserve’s instant payments system—in the just over three years since...

WhatsApp gained traction in India by providing a free messaging alternative to the relatively expensive SMS and voice services that...

Consumers’ financial lives have become fragmented among multiple banks, fintechs, and platforms. At the same time, digitization has delivered more...

Consumers already use the world’s largest real-time payments system for groceries and essentials, but AI agents could soon assume the...

Stablecoins have garnered significant industry attention in recent years, but an official at the Bank for International Settlements has raised...

After high-profile incidents in which artificial intelligence models have gone rogue, more than 100 organizations have signed a letter calling...

The UK has been a front-runner in contactless and real-time payments adoption, but its central bank has faced criticism over...

A consumer receives a gift card, spends part of it a month later, and then leaves the remaining balance in...

U.S. dollars back nearly every stablecoin on the market, but there are signs that non-USD tokens are gaining traction. In...

For all the innovation that fintechs have driven in recent years, national banking charters remain the benchmark for financial services...