Sezzle Gets Back Into Action With California Regulator’s Approval
Last week, we reported that Sezzle’s ability to lend in California was over as the California Department of Business Oversight...
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Compliance and Regulation
China Trade Deal: Resolving a Decade-Old Credit Card Issue?
Years in the making, it appears that the bureaucratic fence may have tumbled under the new trade deal with China,...
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Happy Regulators are Productive Regulators: Some Work to Do at CFPB
Employee surveys provide an interesting view of an organization from the inside out. If done well, people do not feel...
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All Bets Are Off with U.K. Credit Card Gambling
“Money won is twice as sweet as money earned,” said Fast Eddie Felson, the protagonist in Martin Scorcese’s The Color...
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TILA, EFTA and CARD Act Compliance: An A+ for Credit Card Lenders
In its December 2019 Report to Congress, the CFPB indicates lenders, particularly credit card firms, highly comply with standards required...
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Uber and Postmates Sue California Over New Gig Economy Worker Law
This was not a matter of if, but when—and it didn’t take too long for Uber and Postmates to file...
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A Whole New World is Opening up for Lenders and Debt Collectors
The regulatory framework for oversight of the consumer debt collection industry has long been a patchwork of dated legislation. Beginning...
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PayPal Claims CFPB Prepaid Rule is Unconstitutional
When Mercator first reported on the new prepaid rules back in March 2018, we pointed out that PayPal would likely...
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Transform Your Payments Data into Revenue: ARM Insight Talks Safe Synthetic Data Monetization
Companies involved in the payments industry are often in possession of reams of sensitive consumer data. Since the data is...
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A Whole New World is Opening up for Lenders and Debt Collectors
The regulatory framework for oversight of the consumer debt collection industry has long been a patchwork of dated legislation. Beginning...
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