ACH Is Thriving, and Banks Are Struggling to Keep Pace
Although new payments rails and formats continue to emerge, all signs point to ACH remaining the dominant payment network. In...
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Debit
The debit landscape is transforming the payments space. Innovations such as real-time payments, digital wallets, and eco-friendly payment cards are reshaping the way key stakeholders are operating.
Which Generation Uses P2P Payment Apps the Most?
From splitting dinner tabs to buying concert tickets and paying small businesses, peer-to-peer payment apps have become part of everyday...
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Cash App Users Can Now Pay Over Time on P2P Transfers
Are people ready to borrow from their friends—and pay them back in installments? Cash App is betting they are. The...
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Mobile Payments Stall as Switzerland Clings to Cash and Debit
As transformative payment types like digital assets and real-time payments have emerged, many have treated their eventual dominance as a...
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UK Banks Wary as Contactless Payment Limits Are Lifted
The UK’s £100 limit on contactless payments is being scrapped this week, potentially allowing shoppers to tap for purchases of...
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UPI Tightens Grip on Global Instant Payments Market
India’s Unified Payments Interface (UPI) has grown into the dominant force in global instant payments, accounting for more than four...
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How Much Has Debit Card Interchange Revenue Increased?
Debit card interchange fee revenue is climbing steadily, reshaping a business line that has become increasingly important for banks, credit...
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Irish Banks Launch Zippay, a Zelle-Like P2P Payment Service
Three Irish banks are launching a new peer-to-peer (P2P) payment service Zippay, which is going live this week. The platform...
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RTP Network Sets Records After Consumer Cash Flow Demand Rises
The business case for adopting real-time payments in enterprise settings is compelling. Instant settlement drives efficiency in processes long built...
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Why More Global Consumers Are Aspiring to Unbox Metal Cards
Once the domain of luxury cardholders, metal cards have evolved into a global phenomenon. Ironically, one of the driving forces...
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