Debit

The debit landscape is transforming the payments space. Innovations such as real-time payments, digital wallets, and eco-friendly payment cards are reshaping the way key stakeholders are operating.

Real Time Payments

Transforming Economies: The Global Impact of Real-Time Payments

by PaymentsJournal

February 3, 2025

Beyond accelerating settlement and clearing times or giving merchants a pathway to better liquidity, real-time payments hold transformative power on...

ACH Network, credit-push fraud, ACH payments growth

ACH

ACH Has Best Year on Record, Driven By Accelerating Same Day ACH Adoption

by PaymentsJournal

January 30, 2025

Amid constant speculation about the future of payments technology, the ACH Network had its best year yet. The ACH Network...

Analysts Coverage

California’s Overdraft Fee Ban Takes Effect

by Tom Nawrocki

January 3, 2025

California’s ban on overdraft fees at ATMs went into effect at the start of the year. Coupled with the Consumer...

Open Banking

Debit Payments Could Drive the Future of Open Banking

by Tom Nawrocki

January 3, 2025

In a dynamic payments market, debit cards can be a bit staid. However, consumers continue to favor their reliability over...

Instant Payments

Which Instant Payments Drive the Most Revenue?

by PaymentsJournal

December 13, 2024

In today's fast-paced digital economy, instant payments have become a game-changer, redefining the way individuals and businesses move money. Whether...

Mobile Wallets

Why Do Consumers Use Mobile Wallets?

by PaymentsJournal

December 6, 2024

In an increasingly digital world, the way we manage money is evolving rapidly, and mobile wallets are at the forefront...

Debit

Top 5 Sources of Financial Advice for Teens

by PaymentsJournal

November 22, 2024

When it comes to financial advice, teens are increasingly turning to diverse sources that reflect the digital age and their...

Payment Cards

Top 5 Payment Card Types used by Customers

by PaymentsJournal

October 28, 2024

In an era where consumer expectations and environmental consciousness are reshaping industries, payment cards are also undergoing a transformation. With...