Mercator Insights

Security breaches involving card data are amajor headache for financial institutions, but it's not in creditcard issuers' best interest to...

Prepaid payroll has recently become thetarget of Congress, regulators, consumer groups and the media. Themedia attention has either focused on...

J.P. Morgan Chase & Co. plans to end itsbusiness in the payroll and government tax and benefits prepaidsegments. Reuters reported...

Gone are the days of the buyer dictatingpayment method to suppliers. What was once the payers'prerogative-determining how they paid their...

This week, the phantasmagoric event calledCES (Consumer Electronics Show) is in full swing and every daywe're teased with what the...

Since the 1970s, we have seen the developmentof over 25 national debit networks throughout the world. Most of those were...

In late September 2013, Cleveland FederalReserve President Sandra Pianalto commented on the prospect ofreal-time payment systems in the U.S. saying,...

For seven straight years, the National RetailFederation has released data indicating the majority of consumersdesire gift cards as presents during...

With fewer branches available to servicecustomers and members, financial institutions are assessing theircapabilities and figuring out how to do more...

The national banks that survived thefinancial crisis did not escape without damaging their reputation.Media reports and public opinion often criticize...