Mercator Insights

Yesterday, October 2, I traveled toWashington, D.C. - no, not to witness the effects of a governmentshutdown firsthand, but to...

It's been five years since the LehmanBrothers collapse, and only two years since the Durbin Amendmentwas enacted, prompting many changes...

With the international debate involvingfinancially underserved consumers generally focused on developingpayments markets, Europe and the United States are oftenoverlooked. This...

Add McDonald's to the list of companiesofficially piloting mobile payments. Bloomberg is reporting the company willsoon test a mobile payments...

As most banks, thrifts, and other financialinstitutions are in the midst of strategy planning season, nowwould be a good time...

Industry pundits for years now have beendoing their best to accurately predict exactly when cash will nolonger remain a significant...

As financial institutions evaluate ways toextend their reach to customers beyond simple checking and savingsaccounts, many are assessing how best...

WinCo Foods is a privately held grocery chainin the western United States that has garnered attention bycompeting with Wal-Mart stores...

In my last Perspective post, I suggested that mobilewallets and merchant-loyalty apps unable to automatically open andprovide sufficient information and...

Since the beginning of this year,PaymentsJournal has highlighted the push from United Kingdomauthorities to make the payments market, in particular...