Truth In Data

Biometric authentication is becoming increasingly familiar to consumers, from unlocking smartphones with a face or fingerprint to verifying transactions within...

For businesses, the financial institution behind a credit card can play an important role in everything from day-to-day spending to...

Gift cards are often associated with special occasions, but consumers are increasingly purchasing them for their own use—and they aren’t...

Debit cards have become one of the most widely used payment methods in the United States, processing trillions of dollars...

For many merchants, the cost of accepting payments is still viewed primarily through the lens of transaction fees. Processing rates,...

While digital wallets have become commonplace for payments, identification is following a different adoption curve. Mobile driver's licenses (mDLs) are...

After climbing steadily for several years, the average interest rate consumers pay on credit cards appears to be leveling off....

Digital wallets have evolved from a convenient payment option into an essential part of everyday commerce. Whether consumers are shopping...

Businesses have more payment options than ever before, from traditional methods such as checks and ACH to newer alternatives including...

Peer-to-peer (P2P) payments have become a routine part of everyday commerce, allowing consumers to quickly split bills, reimburse friends, and...