Truth In Data

Credit access and borrowing costs vary sharply depending on a consumer’s credit profile. New data from the Consumer Financial Protection...

Debit card interchange fee revenue is climbing steadily, reshaping a business line that has become increasingly important for banks, credit...

The open-loop commercial prepaid market is entering a more consequential phase. What began as a practical way to control spend...

Co-branded credit cards are a mainstay in today’s payments landscape, but how many do consumers actually hold? Recent data shows...

Economic conditions often play a major role in how consumers manage credit. Changes in interest rates, inflation, and household finances...

Prepaid cards are used for many different reasons, from everyday spending to gifts and financial management. Looking at the types...

General-purpose reloadable cards play an important role in the prepaid ecosystem, but continued usage is not guaranteed. While many consumers...

Consumer demand for reloadable prepaid cards has shifted in recent years as payment preferences continue to evolve. From budgeting tools...

Credit scores play a quiet but powerful role in financial life, influencing everything from loan approvals to interest rates and...

Gift cards have become a go-to choice for consumers who want something flexible, convenient, and easy to personalize. But where...