Truth In Data

Businesses have more payment options than ever before, from traditional methods such as checks and ACH to newer alternatives including...

Peer-to-peer (P2P) payments have become a routine part of everyday commerce, allowing consumers to quickly split bills, reimburse friends, and...

As businesses continue to modernize their payment processes, Automated Clearing House (ACH) transactions have become an increasingly important part of...

From splitting dinner tabs to buying concert tickets and paying small businesses, peer-to-peer payment apps have become part of everyday...

Prepaid cards are often associated with gifting, but a growing number of consumers are purchasing them for their own personal...

Credit access and borrowing costs vary sharply depending on a consumer’s credit profile. New data from the Consumer Financial Protection...

Debit card interchange fee revenue is climbing steadily, reshaping a business line that has become increasingly important for banks, credit...

The open-loop commercial prepaid market is entering a more consequential phase. What began as a practical way to control spend...

Co-branded credit cards are a mainstay in today’s payments landscape, but how many do consumers actually hold? Recent data shows...

Economic conditions often play a major role in how consumers manage credit. Changes in interest rates, inflation, and household finances...