Beyond the investment in EMV terminals, retailers must get their new hardware and software configuration certified prior to accepting customer payment transactions. Additional EMV-compliant POS systems are increasingly being rolled out as described in the following article.
Creditcall, the EMV-ready omni-channel payment gateway and EMV Kernel provider, today announced it has been certified by Elavon, a leading global payments provider, to accept EMV transactions via its Payment Card Industry Data Security Standard (PCI DSS) Level 1 certified payment gateway using Ingenico Group’s iPP 320/350, Verifone’s VX 820 and Miura’s M007 & M010 PINpads with ChipDNA, Creditcall’s developer friendly EMV software development kit (SDK) for Windows, Linux, iOS and Android.
“Both Creditcall and Elavon are long-time partners of Ingenico Group’s in the U.S. and around the world,” said Greg Burch, VP, Strategic Initiatives, U.S. for Ingenico Group. “We’re pleased that with this new Elavon certification, Creditcall will be able to make Ingenico Group’s popular iPP EMV card readers available to more merchants across the U.S. Creditcall’s innovative SDK approach is helping to accelerate EMV compliance, which ultimately benefits the whole payment ecosystem.”
Creditcall’s ChipDNA provides point of sale (POS) and mobile POS (mPOS) retail and hospitality developers, ISVs and VARs with the highest level of cardholder data protection with the combination of EMV, point to point encryption (P2PE) and tokenization. ChipDNA is an SDK that can simply and quickly be integrated into Windows and Linux environments as well as to iOS and Android based mPOS payment solutions which brings secure EMV chip-card acceptance to tablets, smartphones and traditional PINpads, as well as eCommerce for card not present (CNP) transactions.
Some retailers have experienced delays in certification due to the pre and post-deadline crush that occurred as both card issuers and POS terminal suppliers are faced with processing millions of orders. We are now 6 months into the new EMV reality, and it appears supply is starting to catch up with demand. Now, merchants now have more choices when selecting POS vendors. But the EMV conversion process still has a long way to go—especially with small and medium sized merchants who may still be on terminal certification waiting lists.
Overview by Raymond Pucci, Associate Director, Research Services at Mercator Advisory Group
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