Access to Bank Data by Fintechs May Be Coming under Greater Restrictions
As open banking and fintech services have expanded, the way financial data is shared has become a critical issue for ...
Tag: API
Stay updated with insights on APIs at PaymentsJournal. Explore trends, news, and expert analysis on the role of API technologies in modernizing payments and banking solutions.
With Phixius, Nacha Sets Its Sights on Modernizing and Streamlining the Payments Process
Payments are humming across a variety of rails to countless businesses and consumers at any given moment in the U.S. ...
Consumer Payments Preferences Are Shifting. Here’s How to Keep Up.
The world of payments is in a state of transition and rapid innovation. Global companies need to satisfy a customer ...
B2B Payments Startup Currencycloud Reels in $80 Million from Visa and Other Strategic Investors
This article appears in Finance Magnates and runs through the latest funding round for the 2012 London-based startup Currencycloud that ...
5 API Standards PSD2 Still Hasn’t Refined:
Open banking initiatives built around PSD2 were designed to create greater competition, innovation, and consumer choice across financial services, but ...
The Rise of Challenger Banks in the Payments Space: How Can Traditional Banks Keep Up in 2020?
With the emergence of challenger banks and big tech companies, traditional financial institutions are facing a rising number of competitors ...
10 Characteristics of Comprehensive Payment as a Service Platform
Payment as a Service platforms are rapidly reshaping the financial services industry as banks, card networks, and fintech providers embrace ...
Unpacking the Latest Trends in B2B Payments: A Conversation with MineralTree
This episode was recorded at the Money 20/20 event in 2019. On this episode, PaymentsJournal’s editor-in-chief, Ryan McEndarfer, sat down ...
There Are Four Broad Categories of the Payment as a Platform (Paas) Business Models:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...
Open Banking Has Two Negative Characteristics:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...
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