Tag: APIs

Stay updated with insights on APIs at PaymentsJournal. Explore trends, news, and expert analysis on the role of API technologies in modernizing payments and banking solutions.

credit union data, credit union technology

Inside the Tech Shift Redefining How Credit Unions Operate

by PaymentsJournal

July 9, 2026

Credit unions don't want to be disadvantaged by their technology. They aim to offer members the same capabilities available at ...

Payments as a Growth Strategy: How ISVs Can Optimize Revenue Potential with Embedded Finance

by Steven Velasquez

March 26, 2025

As the worlds of technology and financial services converge, the pace of innovation is increasing exponentially. The advent of AI, ...

The Competitive Advantages of Payments Data Consolidation

by PaymentsJournal

July 1, 2024

Payments data has become a crucial cornerstone for any company that processes transactions. Despite the availability of powerful analytics tools, ...

Three Trends Influencing Financial Services Digital Transformation in 2022 and Beyond

Embracing the Digital Revolution in Financial Services

by Sarah Watson

May 2, 2024

The financial services landscape has undergone a seismic shift in recent years, propelled by technological advancements, increasingly sophisticated fraud activities, ...

Paving the Way for More Efficient Account Validation

by PaymentsJournal

January 31, 2024

Validating account information is key to ensuring ACH payments continue to be safe and reliable. In a recent PaymentsJournal podcast, ...

Standardizing Instant Payment APIs Can Expedite Adoption in the U.S.

by Connie Diaz De Teran

December 22, 2023

The U.S. Faster Payments Council’s Secure and Instant Payments API Work Group (APIWG) released a new white paper with a ...

Using APIs to Enhance Cross-Border Payments

by Connie Diaz De Teran

June 1, 2023

Cross-border payments continue to face challenges such as low speed, high costs, limited access, and a lack of transparency. The ...

credit card experiences, digital payments, b2b payments

Next-Gen Credit Card Experiences

by PaymentsJournal

December 21, 2022

This is the fourth and last article of the four-article series on Next-Gen credit card experiences. The previous three articles ...

AWS and Plaid on Democratizing Payments and Improving Customer Experiences

by PaymentsJournal

November 22, 2022

Fintech companies are seeing the value in payments collaboration, making payment capabilities more accessible through the latest technological innovations. This ...