Surcharges and Discounts Can’t Overcome Payment Inertia
Merchants can dangle discounts or tack on surcharges, but it rarely changes how consumers pay. Consumers overwhelmingly stick with their ...
Explore the Atlanta Fed’s role in payments and banking—covering ACH and Fedwire operations, check processing, fraud-focused research via the Federal Reserve Payments Study, retail payments oversight, and its influence on real-time and regulatory innovation.
Merchants can dangle discounts or tack on surcharges, but it rarely changes how consumers pay. Consumers overwhelmingly stick with their ...
Germany is bidding farewell to the paper check. Once a staple of everyday payments, checks are now all but obsolete, ...
The federal government’s efforts to phase out checks comes at a time when check usage is already in sharp decline. ...
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