COVID-19: Bad for Your Health, Good for Your Credit Score
The world went into a tizzy as COVID-19 became a public health crisis. In payments, buying habits shifted, and masks ...
Tag: Credit
Credit Card Delinquency: The Bubble is Coming. Keep an Eye on Chase, and You Will Weather the Storm
There is no doubt that a credit storm is brewing, but as we say in sunny FLA, that storm might ...
BNPL Financing: A Lifeline for Struggling Businesses
Roughly 360 million people worldwide have used Buy Now, Pay Later (BNPL) services to fund their purchases. And according to ...
The Future of Fintech: What Does 2023 Hold for the Ever-Changing Industry
The past year, as the fintech industry is acutely aware, has not been without its challenges. From the continued COVID-19 ...
Happy Holidays: Expect Credit Card Debt to Pass $1 Trillion.
Credit card revolving balances hit a historical high, as shown in the Federal Reserve’s most recent update. Revolving credit card ...
Worldline Partners With Fly Now Pay Later to Offer a BNPL Solution for TravelHub
Through a partnership with Worldline, fintech Fly Now Pay Later will begin offering merchants using Worldline TravelHub their Buy Now, ...
Big Banks, Small Banks: Big Differences in Credit Card Charge-Offs
A credit card charge-off occurs when the account is 180 days delinquent. At this point, the financial institution must take ...
With 2023 Days Away, Credit Card Delinquencies Bubble
With less than a month left in 2022, credit card issuers can revel in low delinquency rates. But watch out ...
Capital One: (Much) More Than a Credit Card Company
Capital One has a storied history in payments. The firm launched in 1994 as a monoline bank. It is a ...
Recent Fed Interest Rate Hikes Will Raise Consumer Credit Card Rates
Last week, the Federal Reserve increased interest rates by three-quarters of a percentage point. This is an effort to fight ...
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