Managing Credit Portfolios Amid COVID-19 and Beyond
By forcing people across the nation into unemployment and shattering the profitability of individual companies and entire verticals, COVID-19 has ...
Tag: Credit
Credit Card Consumers: On the Ropes but not Knocked Down (Yet)
Seeking Alpha has an interesting story today that recaps why most consumers are not suffering despite dismal unemployment, business disruptions, ...
Predicting the Swing in Payments Towards Debit Cards
Under periods of economic recession, it is not unusual to see consumers use credit cards less and place more purchases ...
Intelligent Credit Risk Management and Delinquency
Consumers have been taking advantage of low interest rates to borrow money, but recent trends show that an increasing number ...
Financing Becomes Even More Essential in the Wake of COVID-19
As Western countries start the slow return to business as usual, lenders and retailers will need to establish lending programs ...
Disrupted Disrupters: Installment Lenders Now Wish they Were Credit Card Banks
The darlings of consumer lending, fintech lenders who shortcut the rigors of bank-grade lending, now face the challenge of surviving ...
Credit Card Holders Pull Back as the Economy Tanks Under COVID-19
After spending more than enough time in risk management, one can have an informed view that credit card users care ...
COVID-19 Consumer Credit Relief: U.S. and Canada, the Same But Different
Banking regulators in many countries approach consumer protections from different angles as they navigate through the broad impact of COVID-19. ...
Three Considerations for Small Businesses Navigating the Pandemic
Remember, it’s still all about cash flow. We are living through an unprecedented health and economic crisis, and small businesses, ...
Credit Card Payment Deferments and Holidays: Making The Working Process
Credit card issuers are receptive to helping consumers with a financial bridge during the COVID crisis. As you probably observed ...
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