Cloud Computing and Payments Connectivity: Where We Are and Where They’re Going
For any leader of an organization steeped in payments — banks, fintechs, and technology providers — it’s a time of ...
Tag: Data
Stay updated with data-driven articles at PaymentsJournal. Explore trends, insights, and expert analysis on payments and banking, supported by data and industry research.
A Cashless Future: Can Big Data Change How We Pay?
The transition toward a cashless society is accelerating as consumers increasingly embrace digital payments, mobile banking, and fintech innovation in ...
NIST Announces Its First Quantum Resistant Cryptographic Algorithms
As digital devices become increasingly interconnected, the need for security is more important than ever. One of the biggest threats ...
Why Complying with New PCI Standards Should Be Your Top Priority
COVID-19 accelerated the speed with which digital has become the preferred means of payment for many consumers and companies. Electronic ...
Continuous Monitoring Has Emerged As Essential for Financial Institutions
Why is continuous monitoring essential? Remember the panic just a few months ago when Facebook was down for almost six ...
From On-Demand to Real-Time: The Data-Processing Punch behind Payments
Real-time data has become the de-facto experience in business. An online-only service must act in the moment or risk losing ...
FICO Scores: From Industry Invention to Future-Proof Independent Metric
To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI ...
Data Immutability for Financial Services ‒ Blockchain Is Not Enough
In our data-driven age, it’s vital that organisations can trust in the veracity, completeness, timeliness, and quality of the data ...
Spreedly Expands the Use of Network Tokens
Increasingly adopted by merchants and merchant aggregators, network tokens reduce exposure to card data compromise and significantly improve authorization rates. ...
On the Road to Open Banking
The Federal Reserve Bank of Atlanta published a blog regarding open banking in the U.S. titled, American Consumers May Soon ...
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