Regulation, Economics, and Technology: The Complex World of Debit
Debit is the workforce of payments: simple for consumers, relatively inexpensive for merchants, and ubiquitous in everyday transactions. But beneath ...
Tag: Debit Card Fees
Explore how debit card fees affect payments and banking, including interchange regulations, merchant costs, consumer pricing, and policy debates shaping card acceptance and transaction economics.
Another State Grapples with Debit Fee Surcharges
As merchants and cardholders continue to pass the hot potato of surcharges back and forth, Louisiana is on the verge ...
Merchants Voice Concerns Over Potential Change to Debit Fee Rules
The landmark digital assets-governing CLARITY Act is under consideration in the U.S. Senate, but merchants are taking issue with a ...
Who Wins If the Debit Fee Cap Limit Gets Raised?
More than a decade after the Dodd-Frank Act redrew the regulatory boundaries of the banking industry, two Republican senators are ...
Merchants Are Bearing the Burden of Debit Card Fraud
The costs of debit card fraud have increasingly tilted toward merchants, with retailers now bearing nearly half of the overall ...
Merchants Face Uncertain Consequences in Lifting of Debit Card Swipe Fees
Even though a federal judge has vacated the Federal Reserve’s cap on debit card swipe fees, the issue remains far ...
A Perfectly Understandable Bad Idea: Why Merchants Should Reconsider Surcharging
Most organizations factor in the cost of doing business when pricing their products or services. However, the costs of credit ...
Australia Announces a Debit Card Interchange Fee Ban
To alleviate the inflationary pressure on consumers and small businesses, the Australian government has announced plans to ban interchange fees ...
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