Cross-Border Payments: Trends, Challenges, and Solutions
Cross-border payments are a vital part of the globalized economy, transferring trillions of dollars between countries each year. These transactions ...
Tag: FedNow
Stay updated on FedNow developments and its impact on payments and banking. PaymentsJournal offers expert insights on this instant payment service’s role in the financial industry.
Instant Payments on the RTP Network Surge Ahead of the Holidays
The RTP network now averages over 1 million payments per day, positioning the platform for strong momentum going into the ...
The Most Vital Instant-Payment Use Cases for Small Businesses
Seven years after the launch of The Clearing House’s RTP network and 15 months into the FedNow era, instant payments ...
For ISO 20022, the Time Is Now
As of March 10, 2025, ISO 20022 will become the messaging standard for financial services in the United States. Yet ...
Walmart Dips Its Toes into Instant Payments
Walmart’s expansion into personal finance continues with the announcement of its upgraded pay-by-bank offering, set to roll out next year. ...
Why FedNow Still Trails Its Rivals in Key Areas
A year into the FedNow era, the Federal Reserve’s instant payments service has been successful by many measures. With more ...
One Year On, FedNow Is Still Waiting for Its Critical Moment
July 20, 1969, marked the day when human beings first set foot on the moon, forever changing how we viewed ...
RTP’s First Billion Dollar Day Highlights a Bang-Up Year
The RTP Network, the instant-payments organization operated by The Clearing House, crossed a milestone by processing $1 billion in a ...
Instant Payments Can Benefit the Underbanked
The Atlanta Fed is making a strong case that instant payments—which can settle in seconds and be immediately available to ...
A Powerful Nexus: The Present and Future of Instant Payments
Instant payments systems have gained traction in countries that had cash-based payments infrastructures. While services like FedNow and the RTP ...
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